Ok,
Ive decided to stop ignoring my constant chase ups letters phone calls etc etc I am getting from unpaid credit card debt. I have around 5 old debts which i have not done anything with for years and ignored all correspodence firstly from the credit card companies and thereafter DCA....
113 results in 0.0145 seconds.
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Credit Card Debt
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Littlewoods account info gone off credit file
Anyone ever come across this-
I checked my credit file over a year ago and littlewoods account was on there with years of late payment markers as I was on dmp, then I decided to go down the unenforceable route and on the 08/16 they sent me a default letter. Then I decided to check my credit record... -
Big ESA problem
Hello - my first post,
i claimed ESA contributory in December 2012. I was on long term sick from work and coming to the end of my statutory sick pay and so was advised to claim ESA. I made the telephone application and was awarded it (ESA C ) without any problem - I had long term health issues,... -
no change in interest rate but payments keep going up
Been watching this with my mortgage provider and 3 times the interest rate has not changed but each time we get a letter to tell us this the payment goes up by a few pence ,, its not a lot i know but why are they doing this if the rate has stayed the same.
The first time they put the payment... -
drydensfairfax contact - need some advice...
Hi All,
First off, I want to say that I'm delighted I found this site... After checking out other "similar" sites, AAD is in a different league! At last a forum where members want to help, providing concise advice tailored for each issue (rather than the usual "just bin the... -
A success story!!
Hi again to all at AAD
It has been ages since I posted and apart from the latest sale of a Crapitall One debt to Cabot it has been quiet.
I just wanted to write this post in the hope it will help some new members who may be stressed, struggling to sleep, terrified each time... -
Use of 'Without Prejudice' with a full and final offer?
Please feel free to sub if this should be elsewhere.
I understand 'Without Prejudice' on a letter means that the document cannot be used in court?
In the context of full and final settlement offers to creditors, I assume it protects the debtor from creditor claims of admission... -
Record fine for nuisance calls firm - Homebased Energy & Lifestyle Management Ltd
Record fine for nuisance calls firm - Homebased Energy & Lifestyle Management Ltd
This is a duplicate of the Blog Entry made on: 30th September 2015 10:18
A firm has been handed a record fine for nuisance calls after making more than six million automated calls in a solar panel... -
Robinson Way
I AM ACTUALLY FUMING. I DON'T OWE A THING. THIS IS ALL BECAUSE OF WHAT NATWEST STOLE FROM ME THROUGH PPI THAT MESSED THINGS UP FOR ME AND STILL DIDN'T GIVE BACK AND NOW THEY GET THESE HARRASSING BASTARDS TO EXTORT EVEN MORE FROM ME. THIS IS CRIMINAL AND RUINING MY LIFE. JUST FUCK OFF AND LEAVE ME ALONE.... -
Decision Time
Hello to all,
This is my first post on any forum ever so please bear with me whilst I find my feet.
Type of account - Credit card
Date commenced - 2001
Approx balance - £15,000
Date last paid - May 2015
Are you... -
Mortgage provider phones every month
We had arrears and we were paying it back at £30 a month, that finished last November and we were really proud to have paid it back , anyway when we went on the website to pay the monthly payment we noticed that the £30 arrears was still on there, husband phoned and asked why and they said it was... -
Santander 123 card
Our joint account is with Santander and is fine - we have a small savings account attached to it and no overdraft - we have had it for over 9 years. Out of the blue they sent us an email saying did we want a credit card - I resisted for ages but in a slightly drunken state on Good Friday evening I... -
Need for 6 monthly statements as per CCA. Minicredit
If no notices or statements have been sent under ( I think) S86 on an outstanding PDL does this bar them from adding any interest and charges.
Situation being
Took out a minicredit loan stating I was in receipt of benefits (got screen shots to prove that)
My credit file... -
Cabot/Marlin re. Black Horse loan debt
I have been in an agreement to pay McKenzie Hall for a Black Horse personal loan for a approx. 2 years. They contacted me in Feb 2014 to set up a new payment plan as 6 months had passed since I'd agreed my £1 per month arrangement with them. In late November I received a letter from Cabot (who had... -
Smallpaws UE Diary
Hi this is a new thing for me so hope I have everything ready to start up
Original creditor Capital One
- Type of account Credit Card
- Date commenced
- Approx balance £6992.45
- Date last paid 27/10/14
- Are you on arrangement or not paying DMP with Stepchange
- Status added
