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  • Checking for CCJs at old address

    Is there a way of checking for CCJs, defaults etc at an old address without giving linkage to your current address?

    I'm slightly concerned as I've been googling for updates on the Egg/Barclaycard/Marlin situation and have seen threads on other forums saying that these have started appearing in court from late September 2014 onwards. This is exactly the situation I didn't want to be in, as I moved out of my previous address in autumn 2012 and the Royal Mail will only redirect your mail for two years. I heard nothing from Marlin up to the point that Royal Mail stopped redirecting my old mail, though.

    I am on the electoral register at the new address but have not applied for credit on anything, so as far as I'm aware there is no linkage between the old and the new address. I had a separate dispute with Barclays, who were refusing to accept a correspondence address I gave them and sending threatograms to my old address despite knowing full well that I didn't live there. I eventually took this as a complaint to the FSO, which has been dragging on but is drawing to a close.

    However, the possibility that Marlin might have been sending paperwork to the old address is a concern. The obvious way to check would be to request a £2 statutory report from Equifax, but I really don't want to link the old address to the new if I can possibly avoid it. I have found a site called Trust Online that purports to search for CCJs registered against a specific address without you having to give your present address, for which they charge £4. They do ask for the billing address for your debit card, though, so I suppose they could still sneakily pass on that new address to the CRAs. Does anyone know if this site is legit or a scam?

    Thanks. Oh, and long time no see everyone. Will try to be a regular again.

  • #2
    Re: Checking for CCJs at old address

    Trust Online mate. You search by the old address and not at the current one

    As for linking. DVLA / Water / Mobiles / your bank do it. Regardless. It's hard to hide now sadly.
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    • #3
      Re: Checking for CCJs at old address

      If that's the case, then I'm probably OK, but I'll check via Trust Online anyway as it's a known tactic of Marlin to obtain CCJs by default at old addresses, isn't it? I never had an enforceable CCA from Egg, just a very poor recon, so I'm not too worried on that front, I'm more concerned about Marlin dirty tricks.

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      • #4
        Re: Checking for CCJs at old address

        Checked just now. It's clean.

        That's purely CCJs, of course, not defaults, and of course it can't tell me if any threatograms or proper legal notices have been sent to that address since I moved. But at least I know there hasn't already been a judgement issued.

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        • #5
          Re: Checking for CCJs at old address

          hi evilcarman, good to hear from you and that they haven't tried any tricks at your old address.
          I am in the same boat as you; Egg dispute and Royal Mail redirection set-up for 2 years.
          Fingers crossed mate.
          Cheers
          SA
          When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



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