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  • #1

    Cabot do not want to provide details of DN

    I have a Default registered against me by Cabot Financial

    It was originally registered by Barclaycard prior to them selling the account to Cabot

    Cabot do not want to provide details of the default preferring to say

    [the default entry was registered by Barclaycard ... upon assignment of your account to Cabot, Barclaycard's entry was removed, and replaced with an identical entry in Cabot's name]

    Can Cabot refuse to provide these details to me when the default is in their name?
    Quotes from the Bank of England website about 'Quantitative Easing'.
    Instead of lowering Bank Rate to increase the amount of money in the economy, the Bank supplies extra money directly ...
    This does not involve printing more banknotes. Instead the Bank pays for these assets by creating money electronically and crediting the accounts of ...

    How to I apply to be Quantitatively Eased?

    My UE diary is showthread.php?t=640
    Tags: account, barclaycard, cabot, companies, con, cra, credit, creditor, date, debt, default, defaults, details, free, help, issues, niddy, owed, questions, refuse, removal, selling, size, unlawful, update
  • #2
    Same DN showing as owed to two companies

    I have a Default registered against me by Intrum Justitia

    It was originally registered by Barclaycard prior to them selling the account to Intrum Justitia

    On two CRA reports this default is in Intrum Justitia's name

    However, on a third CRA this default is in Barclaycard's name

    How can the same Default be registered by two companies?
    Quotes from the Bank of England website about 'Quantitative Easing'.
    Instead of lowering Bank Rate to increase the amount of money in the economy, the Bank supplies extra money directly ...
    This does not involve printing more banknotes. Instead the Bank pays for these assets by creating money electronically and crediting the accounts of ...

    How to I apply to be Quantitatively Eased?

    My UE diary is showthread.php?t=640

    Comment

    • #3
      Re: Cabot do not want to provide details of DN

      Hi Q.E

      Welcome to AAD!

      To keep both of your queries together, I've merged both topics into one.

      Defaults aren't my speciality 2 but I'm sure someone with a bit more knowledge will be along to help you soon!

      Whilst you're waiting, you're more than welcome to read through this thread, it might contain some info that you may find useful

      viewtopic.php?f=55&t=38
      Made by God...Improved by the Devil
      Save £2 a day - £1610.00 so far

      Comment

      • #4
        Re: Cabot do not want to provide details of DN

        OK if you want to merge them I'll go with it as it is your forum

        However, I do think that they are two different questions that will require separate answers / threads
        Quotes from the Bank of England website about 'Quantitative Easing'.
        Instead of lowering Bank Rate to increase the amount of money in the economy, the Bank supplies extra money directly ...
        This does not involve printing more banknotes. Instead the Bank pays for these assets by creating money electronically and crediting the accounts of ...

        How to I apply to be Quantitatively Eased?

        My UE diary is showthread.php?t=640

        Comment

        • #5
          Re: Cabot do not want to provide details of DN

          Quantitatively Eased,

          We run a friendly site amd I happen to think that the tone of your post is unjustified.

          Yes, they are 2 seperate question, however, starting 2 threads at the same time was not necessary, there is absolutely no need for the hostility.

          Angelic
          Made by God...Improved by the Devil
          Save £2 a day - £1610.00 so far

          Comment

          • #6
            Re: Cabot do not want to provide details of DN

            Q.E if a debt is assigned then the new owner can, and does, add a new default using the original default date. So long as the dates and details (ie amounts) match then there's nothing you can do. However if the details differ you can request removal as they only get one pop at getting it right....

            Please try and relax, it's everyones forum and I don't think there was any need for two threads as they are related, same question, different lender.
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment

            • #7
              Re: Same DN showing as owed to two companies

              Originally posted by Quantitatively Eased
              However, on a third CRA this default is in Barclaycard's name.... How can the same Default be registered by two companies?
              I presume it's call credit that shows the incorrect details? To be fair it's not uncommon an neither is it unlawful as a default can be registered by anyone appointed by the original creditor...

              Therefore, you can complain and the cra will update the registrant who will amend the entry. It's pointless arguing, is what I'm kinda saying.
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

              Comment

              • #8
                Re: Cabot do not want to provide details of DN

                Hi Angelic - I can not apologise enough - my typing does not reflect the voices in my head - which were looking for a friendly way to acknowledge your merger - whilst trying (not politely enough) to explain that I compartmentalise everything - I could say that I've probably got OCD - but really I'm just tactless

                I see that you are correct and they are similar questions that have been answered very quickly and efficiently by Niddy

                Many thanks to both of you

                Have a good weekend and sorry/thanks again

                (Edited for grammatical error)
                Quotes from the Bank of England website about 'Quantitative Easing'.
                Instead of lowering Bank Rate to increase the amount of money in the economy, the Bank supplies extra money directly ...
                This does not involve printing more banknotes. Instead the Bank pays for these assets by creating money electronically and crediting the accounts of ...

                How to I apply to be Quantitatively Eased?

                My UE diary is showthread.php?t=640

                Comment

                • #9
                  Re: Cabot do not want to provide details of DN

                  Now we've got that cleared up, we can get back to [size=5]playing games[/s] more serious issues.

                  Feel free to join in if you wish (you'll find us in the general chat section) viewforum.php?f=22 or post a hello on the newbies chat thread viewtopic.php?f=74&t=669 - we don't bite, honestly k
                  Made by God...Improved by the Devil
                  Save £2 a day - £1610.00 so far

                  Comment

                  • #10
                    Re: Cabot do not want to provide details of DN

                    Hey no problem and thanks for posting back. If you provide more background etc we can see if there's any other way we could help, ie do u only have 2 defaults or is this part of a bigger picture of debt?

                    Cheers
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

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