Hello all!
so i used the template here to settle a balance with capital one, they rejected it and also the £1 offer a month.
the balance is only £77.
they sent a letter asking me to fill in the income/expenditure form which is expected but they are asking for my wage...
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Capital One asking for proof of income and to fill in income/expenditure form
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Cloggy - AAD Moderator Passing
It's with great sadness that I'm letting you know about our very dear friend and colleague, Cloggy (AKA Paul) who sadly passed away recently (13/11/16).
There is a just giving page for anyone who'd like to give to his chosen charity as well as a few words within the article itself. ... -
Natwest advantage gold account
I am trying to find out if anyone does know what were the benefits that Natwest had in their advantage gold account. Also when did they introduce car breakdown to their benefits. Was it included when the bank first had advantage gold account. -
Remortgaging possibilities
Approaching 70 there is a need to re-mortgage as the term ends next year. 2 defaulted accts (£12k) SB next year. 60% equity and need 7x income. What is best route?
Broker may refuse on defaults, and banks may keep long records of SB accounts. On calculations, the inclusion of £12K... -
Link Financial
Hi,
Link Financial have a charge against my house for a debt passed to them by a double glazing company. The double glazing company have disappeared (wound up/gone bust) a long time ago, and the work they did was atrocious and needs re-doing. Anyway, I digress...
I've been... -
American Express
Hi
I paid my Amex card off about ten years ago but I can't find any statements!
I've still got my membership number but I can't remember if I paid PPI!
Can I sill claim and how can I find out if I paid PPI?
Thanks -
NEW 2016/17 Weight Loss Support thread
Welcome to the NEW weight loss support thread
Whether you want to lose weight or just keep a healthy lifestyle, this is the place to come for encouragement and support.
Although the weather outside is awful, now is the time to start getting in shape before summer.
...Last edited by Pixie; 1 March 2017, 10:26. -
Statutory demand, DCA or LBA?
One of our clients owes us a little over £1,000 for work carried out in July and August. He paid for May and June (all be they 4 weeks late each time). We have texts and emails where he keeps saying he will pay for July and August and lots of lame reasons why he hasn't yet. Then out of the blue he... -
Had IVA - which ex creditors allow fresh start after 6 years
I understand that after 6 years my credit file will be clean, but which of my ex creditors will allow a fresh start after 6 years
Interested in
Barclays/Barclaycard - Most of my debts were with barclaycard, no barclays account pre IVA
Tesco
HSBC - they seem very strict,... -
Use of 'Without Prejudice' with a full and final offer?
Please feel free to sub if this should be elsewhere.
I understand 'Without Prejudice' on a letter means that the document cannot be used in court?
In the context of full and final settlement offers to creditors, I assume it protects the debtor from creditor claims of admission... -
Income & Expenditure forms
Hi, just came across this in another thread:
Bearing this in mind I have an enforceable debt I would like to carry on paying the same £5/month I had on my old DMP.
Whats the best way to go about offering without submitting a budget plan? I'm tempted just to set up the standing order... -
Banks refusing to repay card fraud victims based on 'a hunch'
Banks refusing to repay card fraud victims based on 'a hunch'
This is a duplicate of the Blog Entry made on 17th September 2015 10:13.
*The financial ombudsman said banks often refuse to conduct a full investigation into genuine cases of fraud* Banks are refusing to pay...... -
BT Default
Hi Guys,
I am hoping you could all help me out here am banging my head against a brick wall!
Problem with BT Default, Now couple of years ago I have opened a BT account for my stepfather at an address he was living from April 2011 to October 2011 during that time he was using... -
DebtDevil started a topic Bankrupt and awaiting the official receiver telephone interview. Anyone give advice?in BankruptcyBankrupt and awaiting the official receiver telephone interview. Anyone give advice?
Went bankrupt, had a brief conversation with the OR and telephone interview next wednesday!
I think i will get an ipo because of our earnings, how do they take the money? My wages vary from month to month and also have expenses but only for the fuel i use at work. Do they take everything... -
Passport website sues its customers
Passport website sues its customers
This is a duplicate of the Blog Entry made on 27th February 2015 14:38.
*An unofficial passport website has sued more than 150 of its own customers after they tried to cancel or refused to pay believing they had been...
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