The Information Commissioner (ICO) has fined mobile network EE £100,000 for sending text messages to customers without their consent. The ICO says more than 2.5 million messages were sent in 2018. The purpose of the texts was to encourage EE customers to use the firm's app and also to upgrade their...

I've seen a few of these programmes now, which essentially project a very fluffy image of High Court Enforcement Officers, where they are just nice compassionate people who are only doing their job.

One tactic I've seen come up a few times is when they have sought to seize goods from...

I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...

Hi

I am in need of a little advice. I currently have 3 loans with Lending Stream and 3 loans with Sunny and unfortunately am unable to make the full payments. I have contacted them with regards a repayment plan but have yet to hear from them.

I want to know if I will get into...

Cabot buys litigation firm

This is a duplicate of the Blog Entry made on 2nd July 2015 14:37.

Cabot Credit Management (CCM), the UK’s largest debt purchaser, has acquired debt recovery litigation firm Mortimer Clarke Solicitors. The deal...

Click to Read Mo...

Hi everyone
Just wondering if there's a template knocking about to send when I'm receiving a demand for a 6.5k debt to Barclaycard for someone who has never lived at this address or ever heard of for that matter but to my address, the company demanding payment are Wescot.
Cheers
...

Hi I have been on here before and may very well be repeating myself but really need some advice. I am currently in an iva and this is due to end in august 2015 so not long left on it.
The problem is during my time in the iva I have had more credit with catalogues which I know is stupid and I...

I have two unpaid loans with this shower

One taken out in 2008 , defaulted and a repayment plan started and then stopped in 2012

The other taken out in 2012 under the same name , same address etc. The both appear on my credit file

After the recent announcement...

Not sure if this has been discussed before, but thought a discussion / input may be useful.

When looking around various forums and seeing peoples claim forms, I've noticed that very often the dca claims for statutory interest at 8% and the judge often allows it.
Is it not the case...

Hi I am new here. Had exactly all the same from Lowell this week. Seen off Capquest then did not hear anything for years. The account started 2004 defaulted 2009. The cca cap 1 sent back was an ultra short application form without the prescribed terms. Then they sent various copies of terms and cond...

How much digging do lenders do into your employer ?

In this risk averse world, do they do a financial health check on your employer and if so, how ?

Mine seems fine but it is only small and obviously has more chance of going to the wall than BP so does that figure in the underwriting...

Hi All,

First post so please be gentle. I am coming to the end of a DMP I have been paying religiously since 2009 and am in a position to offer settlements.

I have finally summoned up the courage to check my Experian report, I have 758 points. I have had a Capital one card...

Hi people, I was an old member and used to follow a thread on another forum on which NID helped me with some unenforceable agreements. I can't find any logins so i'll start a fresh.

As for this one, it is for a Pitney Bowes Purhase power account.
I was a sole trader and the account...

Hi there,


I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.


I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February...

Had a dreadful day at work, it was the funeral of a very dear colleague and much loved friend this morning and have felt wiped out since; got home only to be confronted by a £100 parking fine! They do say they will reduce it to £60 if I pay by the end of the month. I stupidly went to meet my MD...