1st Credit introducing themselves

[alangee]

Got a letter from 1st Credit introducing themselves, and informing me that they had taken over my MBNA account, and that I should now deal with them directly.

Nothing wrong with that other that the fact that they bought this account from MBNA six years ago, have been chasing this debt with me ever since.

I wonder if it is anything to do with dropping off my credit file in March?

Alan

[MrsD]

Re: 1st Credit introducing themselves

possibly

[PlanB]

Re: 1st Credit introducing themselves

Has the debt been chased by various DCAs on behalf of 1st Credit for all these years? Sometimes when a DCA hands it back to the creditor they re-introduce themselves and ask you to deal with them direct in future. This is what Capital One keep doing to me every time a DCA gives up. I think they just want to make it clear that if you ever decide to pay up, the money should go to them and not anyone else. Dream on 1st Credit

[Never-In-Doubt]

Re: 1st Credit introducing themselves

Is it statute barred if its that old.... Or you been paying into it?

[alangee]

Re: 1st Credit introducing themselves

Its always been with 1st Credit, and I had an arrangement with them for the first couple of years, until I found out about requesting CCA, so it is not statute barred yet.

Alan

[Never-In-Doubt]

Re: 1st Credit introducing themselves

Its always been with 1st Credit, and I had an arrangement with them for the first couple of years, until I found out about requesting CCA, so it is not statute barred yet.

Alan

last payment date?

[alangee]

Re: 1st Credit introducing themselves

It looks like it was December 2008.

Alan