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Bad Credit - Getting A Bank Account
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Never-In-Doubt
Bad Credit - Getting A Bank Account
Many people in the UK don’t have a personal bank account. Some of those people find it difficult to open a standard current account with a full function debit card, cheque book and overdraft facility because of either a previous bad credit history or a low credit score due to them not being in full time employment, not being on the electoral register or not owning their own home, for example. To overcome this problem UK banks are obliged to offer stripped down versions of their current accounts wi... -
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Credit Cards - Ask your own bank first!
If you're thinking of applying for a new credit card, be it your first ever application or your first for a few years since the darker days when you may have had a default registered against you (with the Credit Reference Agencies (CRA's), then it's always best to consider asking your main bank first. Unlike applying with a sub-prime lender, such as Capital One, Vanquis, Barclaycard etc, by applying to your bank you may be surprised to learn that they may well accept you. Of course there are n...
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