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  • 5corpio
    started a blog post Energy customers will now receive automatic compensation

    Energy customers will now receive automatic compensation

    ........of up to £120 for switching errors or late return of credit
    • Customers will receive £30 from energy firms who fail to return credit balances
    • Those who have been switched by accident could get up to £120
    • The new rules come into effect from May 1 and could benefit thousands
    Energy customers...
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  • Philyabootz UE diary (please help)

    Hello everyone, this is my first post so bare with me...

    I entered into a debt management plan with step change over a year ago for a total debt of £40k

    The original debts were to Tesco Loan £24k, Tesco CC £2k, Barclaycard £8k and MBNA CC £6k

    I currently owe 2...
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  • 5corpio
    started a blog post RAC apologises after breaking insurance rules

    RAC apologises after breaking insurance rules

    The RAC has been forced to apologise to more than a million of its breakdown customers, after failing to meet the rules on insurance renewals. Some of those customers will receive financial compensation. The Financial Conduct Authority - which introduced new guidelines a year ago - said such behaviour...
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  • INDEBTNEEDHELP
    started a topic IN DEBT NEED HELP FAST

    IN DEBT NEED HELP FAST

    Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
    Halifax credit card £6500 - The first card i started using after buying a house in 2016

    Capital...
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  • MrsSmithy
    started a topic Default on Barclaycard

    Default on Barclaycard

    Hi all, I really need some help and advice.

    I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. Itís nearly all interest I pay back.

    I am wondering what would happen if I couldnít continue to pay?
    ...
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  • MrsSmithy
    started a topic Default on Barclaycard

    Default on Barclaycard

    Hi all, I really need some help and advice.

    I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. Itís nearly all interest I pay back.

    I am wondering what would happen if I couldnít continue to pay?
    ...
    See more | Go to post

  • Payday loan complaints see sharp rise despite new rules

    Payday loan complaints see sharp rise despite new rules

    This is a duplicate of the Blog Entry made on: 13th June 2017 19:01
    Complaints about payday loans have risen sharply for the second consecutive year despite strict new regulations limiting interest charges.

    The
    ...
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  • alfie
    started a topic Alfies Diary

    Alfies Diary

    Evening.
    Starting this slightly unusual one as it relates to a current account overdraft and a request for its credit agreement given the newer rules on overdrafts.
    The newish rules say that a credit agreement is required for overdrafts after 2011.
    In this case however the 'draft was...
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    Last edited by alfie; 22nd May 2017, 19:12.

  • leena
    started a topic Notice of issue of warrant of control

    Notice of issue of warrant of control

    Hi Guys, hope your all well, I've not been around for a while as all my debts have gone thanks to you guys, but my misses has a court letter as per heading, just after some advice really where to go from here and will they agree paying in instalment's, what we don't want is for them to take the car...
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  • 5corpio
    started a topic Speeding fines charges starts April 24th

    Speeding fines charges starts April 24th

    Drivers caught speeding will face tougher penalties of up to 175pc of their weekly income under new rules introduced on Monday. Fines for serious offenders will start from 150pc of their weekly income rather than the current level of 100pc. The fines are split into bands from A to C. The penalty depends...
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  • sebaab
    started a topic Help Needed Cowboy Builder Threatening Court

    Help Needed Cowboy Builder Threatening Court

    I need help as I am in the unfortunate position of being in dispute with a builder who was doing a building job for me. I sacked him before he finished the work because he is incompetent. Not only that but he lied to me, didn't turn up most days, had a near miss involving a neighbour and generally...
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  • fiscalfool
    started a topic Credit Cards - To close or not to close?!

    Credit Cards - To close or not to close?!

    Hi All

    As part of my journey back from Bankruptcy, I have three Credit Cards:

    Vanquis £4000 Limit
    Aqua £4350 Limit
    CapitalOne £1750 Limit

    I've just come into some money and cleared all balance on those cards.

    My credit rating is still...
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  • 88th UPDATE to the Civil Procedure Rules

    Civil Procedure Rules:-






    Take notice:

    A new pre-Action Protocol for Debt Claims is introduced and comes into effect on 1 October 2017.
    The new protocol can be seen in the Pre-Action Protocol for Debt Claims.
    88th Update to the Civil Procedure Rules

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  • andi2003uk
    started a topic Lending Stream / PRA Group

    Lending Stream / PRA Group

    Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
    They are Lending Stream & PRA Group.

    The entries read as follows:

    Lending Stream:
    Account Started: 28/01/2011; Default Balance: £788;...
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  • IF
    started a topic Welcome to runcie

    Welcome to runcie

    Hi runcie and welcome

    I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

    ...
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