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  • Marbles / 1st Credit Ltd - Notice of Assignment

    Marbles Credit Card
    Start Date: 2000'ish
    Balance: £5400
    Defaulted: 2010

    Hi Niddy,

    Happy New Year to you all

    I am after a little bit of assistance with a Notice of Assignment received today from 1st Credit for an old Marbles Account I defaulted...
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  • rod
    started a topic bankruptcy proceeding being considered

    bankruptcy proceeding being considered

    I have received a "bankruptcy proceeding being considered" letter from a company call 1st Credit for a LLoyds bank debt £7,000. which I am unaware of.

    do I just ignore the letter?.. can anybody help?
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  • 1st Credit - Old Lloyds CC (circa 2000) Threatening Bankruptcy

    Hi all,

    Starting a shiny new thread to track my perilous journey with these cowboys.

    To start off, the have just bought this off Lloyds, it's not been paid for some time (possibly nearing statute barred but must check.) Had the fishing "we're contemplating a statutory...
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  • DAVEB71
    started a topic 1st Credit

    1st Credit

    Hello

    I've recently had a NOA from the Halifax saying they've sold the debt to 1st Credit, (or is the NOA from 1st Credit?) I was just wondering how to proceed from here on out, I know that 600 quid-ish is interest charges on an original 350 balance and I've not been happy with the, pay...
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  • BillyC
    started a topic Statute barred?

    Statute barred?

    This is my first post, so take it easy on me.


    My fiancé and I have had a lot of debt in the past, which resulted in her going bankrupt 6/12/07. Most of my debts were older and I assumed they were statute barred.
    The problem we have is that I took a chance 4 months ago and...
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  • Fred Bassett
    started a topic SB Question

    SB Question

    I have 4 outstanding accounts that I am not paying. The last payment on these was to the CCCS when I was in a Debt Management Plan. They then divvied up the money to my creditors at the time. The last payment I made to CCCS was in November 2007. My payment would have been made around the 27th/28th...
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  • Loopyloo
    started a topic Loopyloo UE Diary

    Loopyloo UE Diary

    Hi all thought I would start this diary so I can keep track of everything. I'm in Scotland so aware SB is 5 years, it's not far off with my debts so looking to do as much as I can to stall them starting court action.

    HBOS Loan
    £5600
    Opened - 4/01/07
    Last payment - 25/03/2009...
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    Last edited by Loopyloo; 13 January 2014, 14:36.

  • 1st Credit Theaten Stat Demand

    Hi Chaps,

    In need of a bit of advice/guidance, got a defaulted credit card on my file which drops off the file early Dec 13. its been passed around all the usual DCA's latterly with 1st Credit. Never acknowleged any letters or made any payment. 1st Credit seem to have rather active by sending...
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  • bigperm
    started a topic 1st Credit - Lloyds TSB

    1st Credit - Lloyds TSB

    Hi folks, first post...

    Received a letter from 1st Credit stating i owe them £1200 due to an outstanding debt with Lloyds TSB and provided account number.

    Have never had any dealings with lloyds TSB, banking, hpi, mortgage, credit card etc, not a thing, so this has got me...
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  • thindes78
    started a topic Thindes78 1st Credit Diary

    Thindes78 1st Credit Diary

    Type of account = Credit Card


    Date commenced = January 2006


    Approx balance = £10k


    Date last paid = 15th January 2008


    Are you on arrangement or not paying = Not paying


    Status (default/in arrears/up-to-date)...
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  • redcol
    started a topic 1st Credit again!

    1st Credit again!

    Hi All,

    I posted back in October 2012 regarding 1st Credit chasing me for a debt that wasn't mine. Thankfully through this site and the site ower, Niddy, this was cleared up after the issue was found not to have anything to do with me and everything went quiet. My thanks go to Niddy...
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  • rcwhuirons
    started a topic Natwest Overdraft - Default removal help

    Natwest Overdraft - Default removal help

    Hi all,

    Long time reader, first time poster here.

    I have had an issue with a student overdraft which has left a default on my credit file without my knowledge.

    - Amount £1200 upon graduation
    - Because I did not pay my wages (foolishly) into this account,...
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  • Pip
    started a topic More than one account with same DCA at the same time

    More than one account with same DCA at the same time

    Hello!

    Just wondering if any cross-referencing goes on (as far as people know) with DCAs when they're "administering" more than one of your accounts for different creditors at the same time? Or whether they're to be thought of as being completely separate?

    I'm guessing...
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  • ah001
    started a topic 1st Credit / HBOS

    1st Credit / HBOS

    Hi,

    I have read the info on here regarding 1st Credit and HBOS accounts, but just wanted to check what my next move should be.

    I had a Halifax credit card, taken out in late 2000. After falling behind with payments and failing to get any assistance from Halifax, I received...
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  • Richard999
    started a topic 1st Credit

    1st Credit

    Hi all

    I thought I had sorted my credit file after a default from 1st Credit dated May 2008 dropped off two weeks ago ( thanks to some intervention from Niddy ! .

    I have checked my Experian file today and the default is back on but in the name of CAI Finance Limited. I...
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