Lending Stream and Sunny Problems

[nightwatch]

Re: Lending Stream and Sunny Problems

Congratulations on coping with your gambling habit, I wish you well with overcoming your alcohol addiction, I know how hard it is to stop something that has helped you cope in the past, my brother suffered the same problem, he suffered with depression and drink helped him cope (for a time) in the end it controlled his life.

If you need to talk we are here to listen, no judgements here, we don't just help with debt, we are like one big family xxxx

[SaltnVinegar]

Re: Lending Stream and Sunny Problems

Hey

Didn't want to read and run, I've been stupidly busy with work and not been around much so apologies I've not popped in sooner. I'll log back in later tonight and see what I can do to help.

Best
SnV

[thaiguru76]

Re: Lending Stream and Sunny Problems

Thanks for your reply Pixie.

A quick update. Sunny have emailed me to say they have put my loans on hold for 30 days in order for me to phone them and arrange a repayment plan.

I guess I will wait and see what SaltnVinegar says first before I call them.

Thanks again

[Pixie]

Re: Lending Stream and Sunny Problems

Hi and welcome.

SaltnVinegar is our PDL expert but he doesn't usually log on until the evening. I know you shouldn't have lied on your applications but surely the PDLs should have asked for proof of earnings?

[thaiguru76]

Hi

I am in need of a little advice. I currently have 3 loans with Lending Stream and 3 loans with Sunny and unfortunately am unable to make the full payments. I have contacted them with regards a repayment plan but have yet to hear from them.

I want to know if I will get into trouble as I unfortunately lied on my applications. I stated that I was self employed earning £1900 per month when in fact I am unemployed. I know I should not have done this but I am/ was an alcoholic and gambling addict. I have now stopped my gambling and am still working on the alcoholism. I am just worried they could take legal action if they find out.

I also read on here that it is irresponsible lending to give me 3 loans at the same time. I have also been constantly paying off and taking out new loans with both of them due to gambling (winning/losing). Should I be looking into this or should I just keep quiet and accept a repayment plan so that they don't realise that I lied on the application.

Thanks in advance for your help.