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  • Natwest Application - Pre Checker

    In case you're looking for a mainstream card and don't want to submit a full application, then test out Natwest Pre-Application Approval Indicator....

    --> https://indicator.natwest.com/

    It's worth a go folks, get over 47% chance of acceptance and chances are, you might well get accepted
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

  • #2
    Re: Natwest Application - Pre Checker

    some examples

    Likely Decline

    Click image for larger version

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    Likely Acceptance

    Click image for larger version

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ID:	1406078
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

    Comment


    • #3
      Re: Natwest Application - Pre Checker

      Mine would say fuck off and die considering I have a UE card with them (4 years in) for £2700
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment


      • #4
        Re: Natwest Application - Pre Checker

        try and see......

        They go back 3 years only
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment


        • #5
          Re: Natwest Application - Pre Checker

          Originally posted by Never-In-Doubt View Post
          try and see......

          They go back 3 years only
          I did! lol
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #6
            Re: Natwest Application - Pre Checker

            Originally posted by oscar View Post
            Mine would say fuck off and die
            Mine would say "in your dreams girl" since I have over 20 defaults on my credit file albeit none in the last three years.

            Comment


            • #7
              Re: Natwest Application - Pre Checker

              4 Defaults £20,000+ Don't think I'll bother.

              Comment


              • #8
                Re: Natwest Application - Pre Checker

                I've got 10 defaults and 6 are within 3 years. I've been accepted for two full accounts. I've used the pre-app service above and got 60% chance as you can see. Give it a bash - see who can get a 100% chance

                Remember this will ONLY appear to you on your credit file as a "quotation search" so it's fine.
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment


                • #9
                  Re: Natwest Application - Pre Checker

                  Originally posted by Never-In-Doubt View Post
                  I've got 10 defaults and 6 are within 3 years. I've been accepted for two full accounts. I've used the pre-app service above and got 60% chance as you can see. Give it a bash - see who can get a 100% chance

                  Remember this will ONLY appear to you on your credit file as a "quotation search" so it's fine.
                  Two defaults, one 4 years this month (Natwest) and other 3.5 years. Got two other cards close to limit but low credit limits - probably why it told me to do one.
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment


                  • #10
                    Re: Natwest Application - Pre Checker

                    Perfect timing! Thanks for posting this mate, i will try them now!

                    Update: Told me where to go too.

                    Click image for larger version

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                    Last edited by SA Gold; 14 November 2014, 15:44.
                    When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment


                    • #11
                      Re: Natwest Application - Pre Checker

                      I have one default for £900 that is nearly 6 years old and I got a no too.

                      Comment


                      • #12
                        Re: Natwest Application - Pre Checker

                        I think if you've any debts within the RBS Group it says no; regardless - that'd breach internal lending policy hence hard coded into any results as an instant decline.

                        Its the only logical conclusion cos I opened a second account Tuesday and card etc is already here!

                        As I say I've more defaults than most and most are a year or two old!
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                        Comment


                        • #13
                          Re: Natwest Application - Pre Checker

                          Didn't like me either! No debts with RBS group; 3 Ming mong credit cards, 1 default from 2010 AND a CCJ from 2010. They say NO.
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment


                          • #14
                            Re: Natwest Application - Pre Checker

                            I have had debts with RBS in the past but nothing for years - Do they keep historical data on file?

                            Comment


                            • #15
                              Re: Natwest Application - Pre Checker

                              Originally posted by Beefy1976 View Post
                              Do they keep historical data on file?
                              Yes, 6 years mate.......
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                              Comment

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