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  • #1

    Welcome to edz1234

    Hi edz1234 and Welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-


    We don't bite, Help will be on its way, whatever your circumstances.

    Best wishes from all at AAD.

    IF...x
    "If wishes were horses, beggars would ride"
    Tags: barclays, cca, date, debt, debts, defaults, guidelines, help, list, missing, payments, prescribed terms, reading, rules, stop, templates, unenforceability, unenforceable, update
  • #2
    Re: Welcome to edz1234

    Hi and welcome
    Let your smile change the world but don't let the world change your smile

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #3
      Re: Welcome to edz1234

      thanks for the welcomes, great forum, been reading Niddys posts for some time.

      I just uploaded some docs to the secure area, hopefully put the key bits in a diary if it helps anyone else.

      Thanks

      Edz

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      • #4
        Re: Welcome to edz1234

        Originally posted by edz1234 View Post
        thanks for the welcomes, great forum, been reading Niddys posts for some time.

        I just uploaded some docs to the secure area, hopefully put the key bits in a diary if it helps anyone else.

        Thanks

        Edz
        Hi & welcome

        Replied

        A diary would be good. The Barclays stuff is obviously unenforceable (well done) as they admit they've sent a recon and will try and send the original when they get a copy (never)!

        However as you're bang up to date with payments, is it worth going down the UE route? Thus an update on your overall situation (as in a diary listing debts etc) would be useful cos right now, I would pay this if it's the only debt and no defaults. However, if you've 30 debts and 10 defaults or summat daft then that changes things somewhat and I would then send this back to Barclays (and stop paying as well) --> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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