Helmsman UE Diary

[helmsman]

Re: Helmsman UE Diary

Hi,
Letter rom Lowels refusing to supply a cca as Lloyds supplied one in 2010 they received all rights to the account July 2014 from Lloyds.
Any thoughts please.
Helmsman.

[cymruambyth]

Re: Helmsman UE Diary

They cannot enforce whilst they are in default of your request. You can request your CCA as many times as you want as long as there is a month between requests.

I would send *** EDITED BY ADMIN FOR LINKING TO PRIVATE TEMPLATE LETTERS ***

[helmsman]

Re: Helmsman UE Diary

They cannot enforce whilst they are in default of your request. You can request your CCA as many times as you want as long as there is a month between requests.

I would send *** EDITED BY ADMIN FOR LINKING TO PRIVATE TEMPLATE LETTERS ***

Hi Have not paid for almost 55 months so not sure whether template would b e appropriate.

[MrsD]

Re: Helmsman UE Diary

I would do a one liner referring them to the CCA request.

Dear Dopes

Please refer to the letter of blah blah, received and signed for at your office on blah blah, please note the contents which have not been addressed.

up your bum with a jaggy thistle

Helmie

[helmsman]

Re: Helmsman UE Diary

I would do a one liner referring them to the CCA request.

Dear Dopes

Please refer to the letter of blah blah, received and signed for at your office on blah blah, please note the contents which have not been addressed.

up your bum with a jaggy thistle

Helmie

Thanks Mrs D
I will answer with your quote when bwlegal get in touch.
Helmsman.

[PlanB]

Re: Helmsman UE Diary

Thanks Mrs D
I will answer with your quote when bwlegal get in touch.

No don't do that.

Do what Cym suggested in post # 797 . That is the correct template to send to Lowells but delete the last paragraph which refers to your intention to cease payments since you are currently not paying.

That template letter reminds them of their statutory obligation to comply with your CCA request, and as importantly it's a good letter to have on the file in the event legal proceedings are issued (let's hope not):

They cannot enforce whilst they are in default of your request. You can request your CCA as many times as you want as long as there is a month between requests.

I would send XXXXXXXXXXXXXXXXXXXXXXXXXXXXX

Have you had any reply from B W Legal to your LBA Response letter? If/when you do please post on your thread so we can suggest an appropriate response.

Lowells have instructed solicitors (B W Legal) who do issue legal proceedings so you need to tread carefully.

Plan B x

[Never-In-Doubt]

Re: Helmsman UE Diary

The correct template, as pointed out by Cym (thanks) can be found in the AAD+ Templates - Section 1 --> http://forums.all-about-debt.co.uk/s...l=1#post485434

The template name is - CCA Reminder - Unenforceability Threat

[PlanB]

Re: Helmsman UE Diary

The thing is Helmsman, B W Legal proudly state that they issue 24,000 county court claims a month for debts, so whether we like it or not we have to be seen to play nicely in case the letters end up in front of a judge.

Here's their shameful boast http://www.bwlegal.co.uk/how-we-do-i...me-litigation/

Plan B x

[Undercover Elsa]

Re: Helmsman UE Diary

It would be interesting to know how many of those 24,000 claims were actually challenged. Money for nothing.
It is absolutely shameful to be so proud of bringing misery to 24,000 people in a month.

[helmsman]

Re: Helmsman UE Diary

No don't do that.

Do what Cym suggested in post # 797 . That is the correct template to send to Lowells but delete the last paragraph which refers to your intention to cease payments since you are currently not paying.

That template letter reminds them of their statutory obligation to comply with your CCA request, and as importantly it's a good letter to have on the file in the event legal proceedings are issued (let's hope not):





Have you had any reply from B W Legal to your LBA Response letter? If/when you do please post on your thread so we can suggest an appropriate response.

Lowells have instructed solicitors (B W Legal) who do issue legal proceedings so you need to tread carefully.

Plan B x

hi Plan B
No response from bwlegal, response from lowells we have addressed your sold whilst in dispute and poo pooed it, you request for a cca in December 2014 and your further request in June 2015 for a cca well you can fuck right off because we are ignoring them.
I will send off cca reminder to lowells.
Many thanks
Helmsman.

[helmsman]

Re: Helmsman UE Diary

hi Plan B
No response from bwlegal, response from lowells we have addressed your sold whilst in dispute and poo pooed it, you request for a cca in December 2014 and your further request in June 2015 for a cca well you can fuck right off because we are ignoring them.
I will send off cca reminder to lowells.
Many thanks
Helmsman.

Hi,
Would you believe it Lowells have sent me a £1 postal order saying its a duplicate of cca request dec 2014 which they never fulfilled , I have today sent them the know show cca letter. Will see if they respond.
Helmsman.

[nightwatch]

Re: Helmsman UE Diary

I find it hard not to believe anything Lowell do

[Pixie]

Re: Helmsman UE Diary

I've never had any dealings with Lowells (touch wood) but nothing would surprise me.

So what if it's a duplicate of the CCA request sent in December 2014? You're entitled to request a new CCA every month should you want to. At least they sent the £1 back, they could have kept it!

[PlanB]

Re: Helmsman UE Diary

Lowells have sent me a £1 postal order saying its a duplicate of cca request dec 2014 which they never fulfilled .

Do you mean Lowells have put in writing that they have not complied ("fulfilled") with your CCA request from December 2014?

That would be a very good letter for the file if they have confessed to that

It might also be a good letter to copy to B W Legal when/if they write back to you.

Can you post up the exact wording of that part of Lowells' letter please.

Plan B x

[Pixie]

Re: Helmsman UE Diary

Do you mean Lowells have put in writing that they have not complied ("fulfilled") with your CCA request from December 2014?

That would be a very good letter for the file if they have confessed to that

I wondered that at first but then, having read it again, I think it's helmsman saying that Lowells haven't fulfilled the request. It would be good to find out