Greymatter's ue Diary

[Never-In-Doubt]

Re: Greymatter's ue Diary

Hi Niddy
There is no PPI involved.
I will cancel the s/o and sit tight.
In your opinion is it likely that the Bank will sell it on or go for Court action ?

Well regardless what they do at any point you can go in with an offer and even if it did end up in court you'd get a judge allocating the payment amount in line with affordability. RBS usually sell the debt to a dca.

When did you default on this? Do you have a copy of the DN?

[Never-In-Doubt]

Re: Greymatter's ue Diary

or send a fresh CCA request to the dca when it gets sold on....

Gives you more time if nothing else

Yep. Slow down though

First lets get it sold to a dca

[greymatter]

Re: Greymatter's ue Diary

Hi Niddy
Yes I have the DN do you want a copy?
Defaulted July 2003

[garlok]

Re: Greymatter's ue Diary

Ok you need it to get sold off. I'd stop paying and draw a sale to a dca then make an offer in that order as the bank are unlikely to write £6k off. Was there any PPi or anything on the account?

Hi Niddy,

Get Josie involved with this as well. It may well be she has a take on this.

regards
G

[The Tech Clerk]

Re: Greymatter's ue Diary

These/

a Barclaycard from that era?

[greymatter]

Re: Greymatter's ue Diary

Hi Deepie
I pm'd you .
GM

[greymatter]

Re: Greymatter's ue Diary

Post deleted by me

[greymatter]

Re: Greymatter's ue Diary

Hi Niddy
I have now sent the Natwest DN's to you.
I also must apologise for not having read enough to realise how to send these attachments.
GM

[greymatter]

Re: Greymatter's ue Diary

Hi Niddy
OK
Last point,do I need to request a CCA from NW or simply stop paying to prompt a sell on?
GM

[Never-In-Doubt]

Re: Greymatter's ue Diary

Hi Niddy
OK
Last point,do I need to request a CCA from NW or simply stop paying to prompt a sell on?
GM

no just stop paying to get a sell-on. No CCA yet, just keep us updated with any letters that may come.

I'll check the DN later, I presume this has all been removed from the CRA's due to the age of it....

[greymatter]

Re: Greymatter's ue Diary

Hi Niddy
Yes indeed it has been removed.
Thanks for your advice.
I will of course keep you updated.

GM

[Never-In-Doubt]

Re: Greymatter's ue Diary

Hi Niddy
I have now sent the Natwest DN's to you.
I also must apologise for not having read enough to realise how to send these attachments.
GM

What you've sent is one default notice dated 23 July 2003 (only giving 14 days of date so it's defective). You sent the termination notice and another default dated 23 July 2003 which I presume is a recon or duplicate but like the original, it only gives 14 days yet that's the absolute minimum so it's defective regardless.

[Paul.]

Re: Greymatter's ue Diary

What you've sent is one default notice dated 23 July 2003 (only giving 14 days of date so it's defective). You sent the termination notice and another default dated 23 July 2003 which I presume is a recon or duplicate but like the original, it only gives 14 days yet that's the absolute minimum so it's defective regardless.

if its natwest then its more than that mate. Most likely that the notice was almost expired before it hit the royalmail lol

[Never-In-Doubt]

Re: Greymatter's ue Diary

if its natwest then its more than that mate. Most likely that the notice was almost expired before it hit the royalmail lol

yep - 14 days total bearing in mind no postage or printing time allowed lol. I'd say he was left with around 3 days from date it dropped plus 2 postage days

[garlok]

Re: Greymatter's ue Diary

a Barclaycard from that era?

Err! yes mate mate we have one very close to that date. Didn't see the picture mind you but they were VISA of course and they were tricolour orange whiet blue in that order horizontal stripes I seem to remember.

regards
G