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  • #646
    Re: Greymatter's ue Diary

    Hi Niddy
    I have in the past sent them my own I&E so perhaps I had better just send the same as before(12 months ago) so as to keep it consistant.Is this OK?
    GM

    Comment

    • #647
      Re: Greymatter's ue Diary

      Hi Niddy
      As this is enforceable due to the date should I make an offer and if so what % would you recommend to try and end this ?
      Thanks Niddy

      Comment

      • #648
        Re: Greymatter's ue Diary

        Originally posted by greymatter View Post
        Hi Niddy
        I have in the past sent them my own I&E so perhaps I had better just send the same as before(12 months ago) so as to keep it consistant.Is this OK?
        GM
        Up to you but they HAVE to abide by CFS hence my suggestion to speak to Elsa. Up to you whatever you do really
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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        • #649
          Re: Greymatter's ue Diary

          Originally posted by greymatter View Post
          Hi Niddy
          As this is enforceable due to the date should I make an offer and if so what % would you recommend to try and end this ?
          Thanks Niddy
          What is the balance and just clarify we're talking barclaycard right?
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment

          • #650
            Re: Greymatter's ue Diary

            Hi Niddy
            Its NatWest and the balance is £9600
            GM

            Comment

            • #651
              Re: Greymatter's ue Diary

              Originally posted by greymatter View Post
              Hi Niddy
              Its NatWest and the balance is £9600
              GM
              and the last time you paid anything on this..?
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #652
                Re: Greymatter's ue Diary

                Hi Deepie
                I have been paying £6pm each month since default back 2003.

                Comment

                • #653
                  Re: Greymatter's ue Diary

                  Duplicated,sorry

                  Comment

                  • #654
                    Re: Greymatter's ue Diary

                    Hi Niddy/Deepie
                    I can raise 33% would you think this a fair offer to conclude this debt?
                    GM

                    Comment

                    • #655
                      Re: Greymatter's ue Diary

                      Originally posted by greymatter View Post
                      Hi Niddy/Deepie
                      I can raise 33% would you think this a fair offer to conclude this debt?
                      GM
                      Hiya who are you paying? The bank or a dca?
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                      • #656
                        Re: Greymatter's ue Diary

                        The Bank

                        Comment

                        • #657
                          Re: Greymatter's ue Diary

                          Originally posted by greymatter View Post
                          The Bank
                          Ok you need it to get sold off. I'd stop paying and draw a sale to a dca then make an offer in that order as the bank are unlikely to write £6k off. Was there any PPi or anything on the account?
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment

                          • #658
                            Re: Greymatter's ue Diary

                            Sorry for the confusion earlier. As TCC posted a barclaycard image I then asked if it was a Barclaycard but of course it's not its RBS / Natwest isn't it? Therefore Ignore the Barclays posts previously as that's a wee but off topic and irrelevant here.
                            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                            Comment

                            • #659
                              Re: Greymatter's ue Diary

                              Originally posted by Never-In-Doubt View Post
                              Ok you need it to get sold off. I'd stop paying and draw a sale to a dca then make an offer in that order as the bank are unlikely to write £6k off. Was there any PPi or anything on the account?
                              or send a fresh CCA request to the dca when it gets sold on....

                              Gives you more time if nothing else
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              • #660
                                Re: Greymatter's ue Diary

                                Hi Niddy/Deepie
                                There is no PPI involved.
                                I will cancel the s/o and sit tight.
                                In your opinion is it likely that the Bank will sell it on or go for Court action ?
                                Should I request a new CCA as this would allow me to say its disputed when I stop my payments.
                                Just a thought,otherwise they may decide to go to Court because I stopped paying for no reason.Or am I barking up the wrong tree here and siumply stop payment?
                                GM

                                Comment

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