Marlings UE diary

[marling]

Re: Marlings UE diary

hi niddy
just so i get this clear, do you want me to run this over with p1 before sending letter ?
excuse my ignorance again but i failed to find the cputr2008 template
also niddy i have a further 3 accounts halifax, lloyds and egg card who have failed to give me a cca since sept2011, i have only had about 6 letters from all three of them this year, is cputr2008 relevant to them as they have not come up with anything ?
thanks for all help
regards marling

hi niddy
what did you think of above please ?
thanks :niddy

[marling]

Re: Marlings UE diary

acct #8 northern rock

letter from nram stating :
file has been recalled from external agent and passed to internal loss recovery unit. it is important i contact them as matter is very serious.

this is the first letter from them this year.

[Undercover Elsa]

Re: Marlings UE diary

Did you email the CCA they sent to Niddy, Marling?

[marling]

Re: Marlings UE diary

Did you email the CCA they sent to Niddy, Marling?

hi elsa
yes i emailed niddy 13/12/11 and he found it enforceable

[marling]

Re: Marlings UE diary

acct#6 capital one

i had sent cputr2008 letter template to dlc on the 2/9/12

have recieved reply and cca off dlc and will forward to niddy.

letter also states they have completed there obligation and to contact in next 14 days to discuss repayments.
have also recieved letter from lucas credit services on the same day with final demand letter.

[marling]

Re: Marlings UE diary

acct#6 capital one

thank you niddy for looking at cca ,

[marling]

Re: Marlings UE diary

acct#3 amex

letter off amex saying account has been transfered to vil collections

letter form vil collections offering 50% discount

[Pixie]

Re: Marlings UE diary

Have you sent Account Sold whilst in Dispute - allaboutDEBT UK to vil collections?

[marling]

Re: Marlings UE diary

hi
do you know where my replys to pixie and a message from helsman have gone ?
they seem to have dissapeared
cheers marling

[garlok]

Re: Marlings UE diary

Yes marling. there is a discussion going on over on the Forum Announcements section "All About Forums Update". I lost some s well but Niddy is getting things going and the old forum is now available in read only mode. (cut and paste anything you feel is important)

regards
G

[marling]

Re: Marlings UE diary

many thanks g
will do

[marling]

Re: Marlings UE diary

hi pixie
as this is a ENFORCEABLE debt i have just ignored it, plus as it was only an offer didnt feel it needed answering, i have not sent "account sold while in dispute" letter ........ do you think it needs sending ?

thanks in advance

marling

[marling]

Re: Marlings UE diary

posted by pixie....................That's what I did for my enforceable debts...or you can ignore if you want. At the end of the day, it's up to you.

[marling]

Re: Marlings UE diary

acct #1 halifax

letter from halifax

stating: halifax have assigned all of its respective rights, title and interest in respect of the said account to capquest investments ltd.
the total balance sold was £9500 as of the 28/6/2013.
under data protection act 1998 capquest is now the data controller of my personal data re the account.
please call them

also letter from capquest confirming the above asking me to call to discuss account

[marling]

Re: Marlings UE diary

posted by pixie...............I've just looked back at the first page of your diary. Have you not sent anything at all, apart from the cca request, for this account? I see that vil collections have had it before.

As it's an enforceable account you're taking a risk whether you ignore it or send template letters. Ignoring seems to have worked for you so far.

I treat my enforceable accounts as UE ones and send the relevant template letters as, generally, the dcas don't know if they're UE or not and they tend to (eventually) move on to easier targets. I have a ccj for one enforceable account but that was after just one letter from dca which I replied to with an offer of a monthly payment. They refused, took me to court and were awarded a £1 monthly payment. I bet they wish they'd accepted my offer! I have other enforceable debts which I have been blagging for the last 3 years and that I rarely hear about now.