Marlings UE diary

[marling]

Re: Marlings UE diary

If the £1 was agreed by the court they cannot change it without going back to court.

thanks cym, so just keep paying the £1 and ignore anything from them

[cymruambyth]

Re: Marlings UE diary

If the £1 was agreed by the court they cannot change it without going back to court.

[marling]

Re: Marlings UE diary

(9) Rbs loan / ccj

start : not sure / pre 2007
bal : £13,000
last full : may 2008
present : £1 online payment
status : ccj
dca : none

Hi all
could I ask for help/assistance here please.

since 2008 I have £1 month to RBS re the above ccj, at the beginning of the year I had a letter of rbs & Moorcroft saying the account has been passed over to Moorcroft.
I made my first £1 payment to Moorcroft a couple of weeks ago, they have written to me acknowledging the payment but also asking to get in touch, otherwise they will recommence
collection activity if they are unable to agree a repayment plan.
are they allowed to take on a ccj and ask for a new plan as the court have agreed the £1 plan ?

thanks in advance
marling

[swanfan]

Re: Marlings UE diary

i have a termination notice dated 4th august 2008 , that is the same thing as a default notice yeah ?
many thanks
marling

A termination notice would be sent after failure to rectify a default notice so SB would be close to the date of termination.

[nanna58]

Re: Marlings UE diary

Unsure about that Marling, but I did take my SB from the default date to be absolutely certain , good luck xx

[marling]

Re: Marlings UE diary

i have a termination notice dated 4th august 2008 , that is the same thing as a default notice yeah ?
many thanks
marling

[cymruambyth]

Re: Marlings UE diary

It should be SB if you are sure of your dates, however do you know when the account was defaulted as there is an argument from the DCAs that SB doesn't start until the account is defaulted.

[marling]

Re: Marlings UE diary

(10) Barclays current account

start : 1980's
bal : £1600 overdrawn
last full : may 2008
present : not paying
status : unsure
dca : credit solutions

2008
aug barclays - termination notice
2010
april consumer finance collect - outstanding
mar cdcs - final notice
june credit solutions - legal/doorstep threat
june power2contact - visit threat
june credit solutions - save offer
july credit solutions - notice legal proceed
2011
aug credit solutions - legal action
13/9/11 creditsol - forwarded request to barc
29/9/11 creditsol - asking for more account details.
24/10/11 creditsol - 50% settlement offer
15/8/13 barclays & sigma - account sold to sigma
9/10/13 sigma - letter asking me to start to pay monthly
11/10/13 cca overdraft request sent to sigma
9/1/14 sigma - copy of statements from last few years of account
4/6/14 bpo collections - sigma have instructed bpo to deal with account
13/10/14 pastdue - they have appointed by sig to collect debt
29/10/14 pastdue - do not ignore letter - ignored lol
14/11/14 pastdue - settlement offer
22/1/15 scotcall - make payment
31/1/15 Lowell - account sold by sigma
17/5/16 Lowell - pre legal assessment letter
2/6/16 Lowell - your account is escalating
16/6/16 Lowell - 40% discount
16/9/16 Lowell - can I offer £1 a day letter
4/11/16 Lowell - near 50% off letter

hi all

could you please give your opinions on barclays current account ?

i am asking is this already statute barred ?

i last made a payment to this account in february 2010 via CCCS, i sent SWID(not cca) to sigma on 11/10/13, Lowell are the present DCA
so am i able to send a statute barred letter to lowell ?

thanks in advance

regards marling

[marling]

Re: Marlings UE diary

is this just the 40% and £1 a day letters? if it's them I would just ignore.

thanks for replys, will do

[The Tech Clerk]

Re: Marlings UE diary

begging letter we have all received.

[MrsD]

Re: Marlings UE diary

Hi all

all relatively quite here as I am now into my last 11 months of sending my CCA's,
I have however had two CCJ's in the last month for other unrelated things(ie not this thread), one of these was from Lowell solicitors.
they are sending letters for my above Barclays account which letter would you advise to send out to them as Sigma, BPO & pastdue all did nothing after I sent CCA overdraft
request in 2013 ?

many thanks
marling

is this just the 40% and £1 a day letters? if it's them I would just ignore.

[JLC]

Re: Marlings UE diary

hi
could anyone please advise which letter you think I should send to Lowell re above post ?
many thanks
marling

I would just file them away and see what comes next.

[marling]

Re: Marlings UE diary

hi
could anyone please advise which letter you think I should send to Lowell re above post ?
many thanks
marling

[marling]

Re: Marlings UE diary

(10) Barclays current account

start : 1980's
bal : £1600 overdrawn
last full : may 2008
present : not paying
status : unsure
dca : credit solutions

2008
aug barclays - termination notice
2010
april consumer finance collect - outstanding
mar cdcs - final notice
june credit solutions - legal/doorstep threat
june power2contact - visit threat
june credit solutions - save offer
july credit solutions - notice legal proceed
2011
aug credit solutions - legal action
13/9/11 creditsol - forwarded request to barc
29/9/11 creditsol - asking for more account details.
24/10/11 creditsol - 50% settlement offer
15/8/13 barclays & sigma - account sold to sigma
9/10/13 sigma - letter asking me to start to pay monthly
11/10/13 cca overdraft request sent to sigma
9/1/14 sigma - copy of statements from last few years of account
4/6/14 bpo collections - sigma have instructed bpo to deal with account
13/10/14 pastdue - they have appointed by sig to collect debt
29/10/14 pastdue - do not ignore letter - ignored lol
14/11/14 pastdue - settlement offer
22/1/15 scotcall - make payment
31/1/15 Lowell - account sold by sigma
17/5/16 Lowell - pre legal assessment letter
2/6/16 Lowell - your account is escalating
16/6/16 Lowell - 40% discount
16/9/16 Lowell - can I offer £1 a day letter

4/11/16 Lowell - near 50% offer letter

Hi all

all relatively quite here as I am now into my last 11 months of sending my CCA's,
I have however had two CCJ's in the last month for other unrelated things(ie not this thread), one of these was from Lowell solicitors.
they are sending letters for my above Barclays account which letter would you advise to send out to them as Sigma, BPO & pastdue all did nothing after I sent CCA overdraft
request in 2013 ?

many thanks
marling

[marling]

Re: Marlings UE diary

Hold on here if it is a CCJ you are paying £1.00 to, then only the CCJ records drops off CRA records, if you stop paying the owner who the debt belongs to could take you back to court for non payment of CCJ, UE does not come into CCJs, although it would be a chance you may take that non payment as per CCJ is ignored by them - Risky???

Sure others will comment also!

hi TC
yes I understand now, keep paying. I did miss a payment a year ago and they did contact me re non payment, so will carry on with arrangement.
thanks for your time & reply
cheers marling