Elsie52's UE Diary

[Elsie52]

Re: Elsie52's UE Diary

Barclaycard 2

Letter received from Credit Solutions in response to our Account sold whilst in Dispute letter. They say:

I can confirm that in order to supply the information requested under the Consumer Credit Act 1974, we would require the sum of £1. (Which BC had in April 2010)

If you have recieved a copy of your T & C then please note that this documentation fulfills our clients obligations to provide you with copy of agreements/applications under the CCA 1974.

They also say that field agents will visit........Power2Contact also have written to say they will visit.

Will send a Threat of doorstep visit yet again, do I need to respond to Credit Solutions or just ignore. We did receive T & C last year, but nothing else.

Thanks Niddy. Your advice is much appreciated.

[Pixie]

Re: Elsie52's UE Diary

Okay, been away for a week and just a couple of things waiting for us. First of all GOOD NEWS, Clydesdale have sent a letter saying that they canot locate our agreement, so they are not going to enforce. Yippee, and they returned our £1 PO dated April 2010. Will keep this letter in a very safe place for future reference if needed.

Great news on the letter! Keep it safe, very, very safe!

[scarednshakin]

Re: Elsie52's UE Diary

That's great news about Clydesdale as Pixie says look after it. Way to go

[MrsD]

Re: Elsie52's UE Diary

great news on the letter, although it took them long enough!!!!

gaffa tape to your bosum!!!!

[alanstuart]

Re: Elsie52's UE Diary

hello elsie 52

thats good news from clydesdale,wish barclaycard were like that, when they told me that, `due to circumstances beyond our control`we cannot locate your agreement but we still want to enforce your account lol
all the best
alanstuart

[nanna58]

Re: Elsie52's UE Diary

brilliant news well done you

[Never-In-Doubt]

Re: Elsie52's UE Diary

Barclaycard 2

Letter received from Credit Solutions in response to our Account sold whilst in Dispute letter. They say:

I can confirm that in order to supply the information requested under the Consumer Credit Act 1974, we would require the sum of £1. (Which BC had in April 2010)

If you have recieved a copy of your T & C then please note that this documentation fulfills our clients obligations to provide you with copy of agreements/applications under the CCA 1974.

They also say that field agents will visit........Power2Contact also have written to say they will visit.

Will send a Threat of doorstep visit yet again, do I need to respond to Credit Solutions or just ignore. We did receive T & C last year, but nothing else.

Thanks Niddy. Your advice is much appreciated.

I'd just ignore.... send the Threat of doorstep visit and see what that does...

[Never-In-Doubt]

Re: Elsie52's UE Diary

Excellent news about the letter from Clydesdale.....

[Elsie52]

Re: Elsie52's UE Diary

Thanks Niddy.

I have sent the Threat of Doorstep visit letters off.........and kept Clydesdale letter safe.

[Elsie52]

Re: Elsie52's UE Diary

Just a little letter from Credit Solutions..(Barclaycard).....offering me a generous discount if I pay up now. Its a deal maker and I have 14 days to ring the team to discuss......

let me think about it.!!

No, won't be replying.

[nanna58]

Re: Elsie52's UE Diary

you took too long to think about it !!!!!!!!!!!

[Never-In-Doubt]

Re: Elsie52's UE Diary

Just a little letter from Credit Solutions..(Barclaycard).....offering me a generous discount if I pay up now. Its a deal maker and I have 14 days to ring the team to discuss......

let me think about it.!!

No, won't be replying.

Yea, just ignore

[Elsie52]

Re: Elsie52's UE Diary

Nothing to update my diary with, its been soooooo quiet.!! We are nearing the 12 months since we sent CCA's out so fingers crossed that it stays quiet for a long time.!! All 6 creditors UE at time of writing.

Thanks Niddy

[Never-In-Doubt]

Re: Elsie52's UE Diary

Nothing to update my diary with, its been soooooo quiet.!! We are nearing the 12 months since we sent CCA's out so fingers crossed that it stays quiet for a long time.!! All 6 creditors UE at time of writing.

Thanks Niddy

Hiya, after a year passes things will start to die down, then when you get to year 3 you'll only get one letter a year so this will become a distant memory! However, lets wait and see - long way to go (if they want to fight that is)

Glad it's all quiet for you, lets hope it stays that way for now! :niddy

[Elsie52]

Re: Elsie52's UE Diary

Okay folks, I had to find myself on here, things have been so quiet that I was hiding on page 4 of the diaries.!!

Letter received from Apex re our LTSB cc, which Niddy deemed UE. This is an update so far with Apex.

23/12 Received letter from Apex saying they were acting as intermediaries between ourselves and LTSB - sent New Account sold whilst in dispute letter back

Jan/2011 Received letter back from Apex, saying they may go for CCJ etc, also enclosed was our Account sold whilst in dispute letter.!! Niddy said to send Threat of Litigation letter, but the following day received another letter from Apex saying that the account was now on hold and being passed back to client., so we didn't send the Litigation letter, Niddy said to wait and see what happens.

Latest letter is the same one that we received from them in December.

So what would anyone recommend that I send this time? I think it should be just the same reply as before. New Account sold whilst in Dispute letter, which was what Niddy said....

Totally confused.com........but then again I think so are Apex.