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hi all just recieved a letter from these ppl in reply to my letter of not visiting me at home (used template on here) they say creditirs have more rights and that they can call and are not classed as postman or people asking for directions can you let me know what next step is and shall i forward this with complaint to OFT?
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Re: motor mile finance and home visit
power 2 contact have said the same to me , followed by a home visit today
i will be interested to see what advice is given -
Re: motor mile finance and home visit
Home Visits
Another very common scare tactic is to threaten the debtor with a home visit from a collector. Again this is harassment and should not be tolerated. The debt collector has no rights whatsoever to make a home visit unless the debtor gives permission. If a collector did turn up on a debtor’s doorstep that have no right whatsoever to gain entry. A common ploy is to telephone the debtor and inform them that a home visit has been arranged on a specific date. By agreeing to the appointment the debtor has given permission for the collector to visit. The debtor should simply say that they know the agency has no right to visit and they will report them to the OFT if they do.Last edited by Deepie; 25 September 2013, 18:21.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: motor mile finance and home visit
This is a common trick with motormile. I think you need to write to them again and make it a formal complaint. Then post it off to the OFT. If you get a home visit just ask them to go and if they don't say you will be calling the police to supervise while you use any reasonable force to eject them from your propertyComment
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Re: motor mile finance and home visit
Hi Louise,
Easier said than done, but try not to worry. You will see a lot of letters addressed to AAD Members (including myself) with "we will call at your home". In reality, its a very small percentage that do get a visit.
All the best
SAWhen Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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