105 results in 0.0082 seconds.
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BOI -> BOIG Creditor?
Have seen a letter advising an erstwhile BOI credit card defaulter (now SB) following the non-payment route that he is a creditor. "As a creditor he must by law be informed of the change to the structure of the bank which is now changing its name from Bank of Ireland to Bank of Ireland Group",... -
Reconstituted Agreements
I've been reading the excellent AAD guide to UE as a result of which I think I've got a better understanding of most aspects of UE, or so I thought at first! I'm sure I read somewhere that for Pre-April 2007 credit card accounts reconstituted agreements are NOT "valid,true copies and unacceptable".... -
Checkng for 'previous debtor'markers
Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?
Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check... -
can debtor force which of the offers for my property is accepted to my disadvatage
In addition to my house I have a commercial property under separate title. My house is not involved. A private individual, a long-term colleague, made a short term high value loan to me so I could satisfy a serious debt issue. I agreed to sell the commercial property to repay. I am nearly 70 and was... -
Dodgy Practices in "Can't Pay We'll Take It Away"
I've seen a few of these programmes now, which essentially project a very fluffy image of High Court Enforcement Officers, where they are just nice compassionate people who are only doing their job.
One tactic I've seen come up a few times is when they have sought to seize goods from... -
Idem servicing
Hi all, hope things are ok with you...
I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,... -
Charging Order
I have a charging order from 2013, for 3.5k..
The final charging order from the court states:-
The interest of the judgement debtor Mr xxxx in the asset described in the schedule below stand charged with payment of the sum of £3xxxx. the amount now owing under a judgement or order...Last edited by Moradin; 24 October 2015, 13:26. -
Charities welcome change to HMRC’s debt recovery powers
Charities welcome change to HMRC’s debt recovery powers
This is a duplicate of the Blog Entry made on: 16th October 2015 16:03
Debt advice charities have welcomed a change to the Finance Bill on HMRC’s new power to recover debts directly from personal bank accounts. The amendment... -
Ex-Anglo Irish Bank CEO fails in bankruptcy bid
Ex-Anglo Irish Bank CEO fails in bankruptcy bid
This is a duplicate of the Blog Entry made on: 11th October 2015 19:01
Former Anglo Irish Bank chief executive David Drumm can be held liable for debts of 10.5m euros (£8.34m) after he failed in his bid to be declared bankrupt, a court... -
Use of 'Without Prejudice' with a full and final offer?
Please feel free to sub if this should be elsewhere.
I understand 'Without Prejudice' on a letter means that the document cannot be used in court?
In the context of full and final settlement offers to creditors, I assume it protects the debtor from creditor claims of admission... -
Spud v MKDP ( Barclaycard) - LBA Received
I have a feeling I might need a bit of help from my beloved AAD family as it looks as though things are going to start to ramp up with one of the accounts MKDP own.
I came home today to a lovely letter from MKDP headed “ Notice of Intended Legal Action”- Basically it...Last edited by Spud; 4 June 2015, 20:56. -
My F&F experience with Moorcroft
Just been doing a bit of a sort out and came across some papers regarding my F&F experience with Moorcroft. Thought I'd post it here for nostalgia but I wouldn't advise anyone copy it as it's not the proper way to deal with matters and basically I didn't give a rats arse at the time so gave it... -
Duplicated monthly entries on CRA?
After almost 6 years helping a friend see off at least 8 creditors there's now light at the end of the tunnel. This year should see a totally trashed credit file turn green as the defaults start to drop off. Most creditors recorded defaults pretty much soon after a few missed payments so not a problem... -
Lowells/EE Limited.
Hi all, bit of advice please.
My son has received a letter from Lowells about an EE Ltd (formerly T Mobile) debt. He is 99% sure this is over 6 years since any payment and therefore SB, but
doesn't have any paperwork to make certain of it. Do you still send a CCA request for a mobile... -
Statute barred - Acknowledging Debt
Hi All
I have a couple of accounts where the clock is ticking and am now on the big count down for SB. I was reading an article on letters sent to Debt Collectors which may acknowledge the debt, hence restart the clock. I have always been careful to ensure that every letter always included...
