Is this enforceable?

[mossgiel]

Hi one and all .
hopefully i can get some advice .
I have a defaulted loan with AA finance /BOS .
the reasons are they insisted i stoipped paying before they would discuss a reduced monthly payment .so they defaulted me now i want to try and figth back .
I current pay them 120 a month and have a default .i'd rather pay them nowth have a default and start the clock runing on statue barred .
i have a CCA from them that is very illegiable (have seen a template on here for that so may send them that to start with )

have being told by a friend that i can send my CCA /default notice to someone to have a look at and see if enforceable or not .
Type of account ersonal loan
(AA bank of scotland)
Date commenced 01 march 2007

Approx balance : £12000

Date last paid : 13/11/2009

Are you on arrangement or not paying :£120 per month

Status : defaulted

Account ownerh BOS in house blair oliver and scott

[IF]

Re: Is this enforceable?

Hi mossgiel, I have moved your post to it's own thread for more support and advice.

Best wishes
IF...x

[Never-In-Doubt]

Re: Is this enforceable?

The agreement is good sadly. It is also out with the old ue rule that ended 04/07.... ie it's too close and they've got it right, recon or not.

Sorry but this is

[mossgiel]

Re: Is this enforceable?

well thats that then .
at least i now knowe that the agreement is enforceable which leads to my next question .
what is the best next step .
as i said i am paying £120 a month and the default will stay three more years any suggestions would be well recieved .(maybe not acted on but well recieved all the same .)

[Never-In-Doubt]

Re: Is this enforceable?

Why not just carry on regardless..... The default will go even though the debt may remain. It's not unheard of and common on dmp's.