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  • 5corpio
    started a blog post MP lodges bill to 'boost status' of Scottish banknotes in UK

    MP lodges bill to 'boost status' of Scottish banknotes in UK

    An MP has lodged a bill at Westminster calling for Scottish banknotes to be accepted throughout the UK. Scottish banknotes are legal currency throughout the UK, but technically do not qualify as "legal tender". Lib Dem Alistair Carmichael said that "every Scot who travels south has a...
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  • crazybeats
    started a topic Bank of Scotland credit card help

    Bank of Scotland credit card help

    I am going to go and try and speak to them in the branch tomorrow but I wanted some advice first and this seemed like a good site to start with and speak to other people. I should also say I called them tonight to explain the situation but it did not go well at all. I just want advice from others in...
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  • credit file and UE debts question please

    It's about nine years since we had problems paying our debts - first we had a dmp and paid through them and then in 2012 July we joined here and doing the UE route .

    My question is this and i think i asked it before but not the same way lo.
    If our debts are now UE but not yet SB do...
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  • debtnewbie
    started a topic Catalogue default

    Catalogue default

    Sorry another question about a small Next Catalogue debt.

    • The default date has been set at July 2013.
    • At that time, the outstanding balance was around 50.
    • I wrote to the creditor advising of position and offering token monthly payment - this was declined.
    • The default - dated July
    ...
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  • Statute Barred -- is there a section that goes into detail about this?

    Hello all,

    It's still a little bit of time until any of mine are Statute Barred but it's a lot nearer than when I started! In fact, I've just looked and it's just over a year until all of mine are SB!

    I've been looking around the site but I haven't found anywhere that describes...
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  • carjam29
    started a topic Old Bank of Scotland Loan

    Old Bank of Scotland Loan

    I had a loan with Bank of Scotland in 2000 and believe I was misled PPI. The loan was in joint names with my late husband. I do not have the account number and would like some advice about how to proceed.
    Many thanks
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  • Octagon
    started a topic Is Car Finance Unenforceable?

    Is Car Finance Unenforceable?

    Hi all, looking for some info and advice here. I live in Scotland. In 2008 I was granted finance for a car that was beyond my means. However I was 18, naive and keen to get on the road with my own set of wheels so went ahead. In 2010 I hit a rocky road, issues with work and personal life. It lead me...
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  • RBS destroyed customers' businesses for profit and rewarded staff who targeted struggling firms

    RBS destroyed customers' businesses for profit and rewarded staff who targeted struggling firms

    This is a duplicate of the Blog Entry made on: 11th October 2016 08:39
    ................leaked files suggest


    • Leaked files show RBS staff targeted struggling business
    ...
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  • Johng27
    started a topic Advice Please about UE route

    Advice Please about UE route

    Hi all,

    I have been looking at debts recently and started requesting CCA's from all my lenders in August last year. I have had a number of mixed responses in the form of recon's, copies of originals, no responses and illegible photocopies.

    I now want to go down the UE route...
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  • newbie,, multiple defaults, had my head in the sand

    hi All, i have started to address my problems and hope i can find help here.

    i have a few defaults on my credit report, so far i have done as follows:

    Link financial (mbna original 11000), requested docs under CCA77/78 with 1, they replied saying neither they nor MBNA can...
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  • Last payment made June 2010, default date 2013?

    Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.

    in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months...
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  • Tornadotechie
    started a topic SCS faulty after delivery

    SCS faulty after delivery

    Hi there,

    I bought a sofa from SCS back in January. The sofa arrived about 6 weeks later. After delivery we noticed some damage on the sofa which was reported within a few days. They sent out a technician to look at the damage, he took photos and sent a report to SCS. I said I didn't...
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  • Rent fees are a step closer to being scrapped

    Rent fees are a step closer to being scrapped

    This is a duplicate of the Blog Entry made on: 11th June 2016 11:37
    If you rent in England, Wales or Northern Ireland then you'll know all about those fees you have to pay when you sign a rental contract with a letting agent.
    ...
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  • Banks close more than 600 branches over the past year

    Banks close more than 600 branches over the past year

    This is a duplicate of the Blog Entry made on: 13th May 2016 15:22
    More than 600 bank branches have closed across Britain over the past year, with rural areas worst affected, according to figures obtained by the BBC.
    ...
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  • Loss-making RBS facing 1bn claim it destroyed small firms

    Loss-making RBS facing 1bn claim it destroyed small firms

    This is a duplicate of the Blog Entry made on: 26th April 2016 08:31
    and stripped their assets

    Loss-making Royal Bank of Scotland could be facing a 1billion damages claim over allegations it destroyed small
    ...
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