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Please be patient as this is a sort of a long story.
This is on behalf of my brother in law, he does not have a computer or is even computer literate so I am taking this on his behalf.
My brother in law started to get phone calls about 2 years ago from a DCC asking him to pay an old Barclaycard debt from 2002.
My BIL has never had a Barclaycard - ever - although he has a Barclays bank account, he went to the bank and explained what was happening and they looked into it for him and agreed that it seemed like a fraud had taken place, this was because, we assume a pre-approved card application was sent to his old address after he moved out, someone returned the form and started to spend the new Barclaycard to the tune of £390.
Barclays advised my BIL to go to the poilice which he did and got a crime reference number.
The police did not do any further investigation into this.
He passed this on to the debt collection company and did not hear any more from them until about a year ago, but it was a new debt collection company this time, he explained everything to them and they wrote to him asking for a copy of his signature which he sent (yes I know I told him not to).
Nothing was heard for seven months until today when they phoned again asking for this money and just to let him know that their investigations are still continuing.
Now, I have told him that he should write to them and tell them to stop all contact or take him to court.
My BIL is not up on any of this law stuff and is a little concerned about it all.
I reckon he should not be worried about this because he did not apply nor did he spend this money, if they (the DCC) thought they could get anywhere with this it would have been in court years ago.
I have told him to simply write to them (recorded) and say take me to court - no more letters or calls!
Any further advice from anyone would be good for me to pass on to him.
.
This is on behalf of my brother in law, he does not have a computer or is even computer literate so I am taking this on his behalf.
My brother in law started to get phone calls about 2 years ago from a DCC asking him to pay an old Barclaycard debt from 2002.
My BIL has never had a Barclaycard - ever - although he has a Barclays bank account, he went to the bank and explained what was happening and they looked into it for him and agreed that it seemed like a fraud had taken place, this was because, we assume a pre-approved card application was sent to his old address after he moved out, someone returned the form and started to spend the new Barclaycard to the tune of £390.
Barclays advised my BIL to go to the poilice which he did and got a crime reference number.
The police did not do any further investigation into this.
He passed this on to the debt collection company and did not hear any more from them until about a year ago, but it was a new debt collection company this time, he explained everything to them and they wrote to him asking for a copy of his signature which he sent (yes I know I told him not to).
Nothing was heard for seven months until today when they phoned again asking for this money and just to let him know that their investigations are still continuing.
Now, I have told him that he should write to them and tell them to stop all contact or take him to court.
My BIL is not up on any of this law stuff and is a little concerned about it all.
I reckon he should not be worried about this because he did not apply nor did he spend this money, if they (the DCC) thought they could get anywhere with this it would have been in court years ago.
I have told him to simply write to them (recorded) and say take me to court - no more letters or calls!
Any further advice from anyone would be good for me to pass on to him.
.
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