I am currently in Oman and will be returning to UK (Northern Ireland) in October
I has a very bad divorce back in 1997 and was left with my two sons(14 and 15) I had 3 jobs starting at 7.30am and getting home at 10.00pm 6 nights a week and managed to keep paying everything, things got too much and ended up in hospital as I could see no way out and was physically and mentally exhausted.
Had a dmp through a company called Debtcall up until end June 2007 when my sister offered me a job in Oman where I have been for exactly the past 5 years and l have not paid anything since 2007.
I know these debts will catch up with me but I am now ready to put up a fight.
Debts were I think 30k and I had 1ccj (could have been more after l left)
All debts were way before 2007 and I think all had default notices probably around 2004
I have read today on the Internet that ccj's from England are not enforceable in Northern Ireland as they have the own court system and that the creditor would have to apply to a court in NI to enforce the ccj Is this true?
Tried to get a credit report this past week but experian?? Requested copies of bank statements, drivers license, passport etc so I told them to cancel my subscription as they had taken my account details.
Can you help me through this nightmare?
I has a very bad divorce back in 1997 and was left with my two sons(14 and 15) I had 3 jobs starting at 7.30am and getting home at 10.00pm 6 nights a week and managed to keep paying everything, things got too much and ended up in hospital as I could see no way out and was physically and mentally exhausted.
Had a dmp through a company called Debtcall up until end June 2007 when my sister offered me a job in Oman where I have been for exactly the past 5 years and l have not paid anything since 2007.
I know these debts will catch up with me but I am now ready to put up a fight.
Debts were I think 30k and I had 1ccj (could have been more after l left)
All debts were way before 2007 and I think all had default notices probably around 2004
I have read today on the Internet that ccj's from England are not enforceable in Northern Ireland as they have the own court system and that the creditor would have to apply to a court in NI to enforce the ccj Is this true?
Tried to get a credit report this past week but experian?? Requested copies of bank statements, drivers license, passport etc so I told them to cancel my subscription as they had taken my account details.
Can you help me through this nightmare?
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