I went on a DMP with CCCS in April 2007, I owed about £30,000. I've worked really hard to pay it off, and have it down to about £8,000 now. Two of the debts are default (about £4,500 to what was Cahoot and Egg), the rest were never defaulted.
I'm not happy with CCCS at the moment because they have so far refused to accept that I havent had a payrise this year, and also because tried to scare me when i needed to reduce my payments temporarily.
So now I have been offered a job overseas for at least 2 years. When I get back the defaults will have gone, but I dont want any new ones while I'm away. I have about 6 weeks to get myself sorted, but there is no way I can continue to make the same payments as I will be on less money.
So... I'm wondering what to do about the defaulted debts, whether to pay them a tiny amount so that I can focus on paying the rest of the debts? And whether to run the DMP myself so that I can decide who gets what? How easy would this be to arrange given the timescales and how easy would it be from a different country?
Any advice?
Thanks
Rachel.
I'm not happy with CCCS at the moment because they have so far refused to accept that I havent had a payrise this year, and also because tried to scare me when i needed to reduce my payments temporarily.
So now I have been offered a job overseas for at least 2 years. When I get back the defaults will have gone, but I dont want any new ones while I'm away. I have about 6 weeks to get myself sorted, but there is no way I can continue to make the same payments as I will be on less money.
So... I'm wondering what to do about the defaulted debts, whether to pay them a tiny amount so that I can focus on paying the rest of the debts? And whether to run the DMP myself so that I can decide who gets what? How easy would this be to arrange given the timescales and how easy would it be from a different country?
Any advice?
Thanks
Rachel.
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