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  • scottygees
    started a topic Advice needed.

    Advice needed.

    Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and...
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  • debtnewbie
    started a topic Debt Advice Please

    Debt Advice Please

    Hello Everyone!

    I have two CCJs on file - one being paid off (slowly) and the other default in judgment but rarely hear anything from them.

    I also have a multiple defaults from 4 year old accounts.

    All the creditors have written off the debts except for Lowell...
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  • Tesco customers overcharged by out-of-date offers

    Tesco customers overcharged by out-of-date offers

    This is a duplicate of the Blog Entry made on: 13th February 2017 19:35
    esco customers are being short-changed by promotions which have expired but are still advertised on the shelves, a BBC investigation has found.

    It
    ...
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  • Scally18
    started a topic Help!

    Help!

    I have the following debts which I have been paying for approx 5 years at least on informal arrangements of a couple of pounds a month with no hope of ever clearing them. They have all accepted my budget sheet and I don't get any hassle. However I have now inherited a small amount of money but not enough...
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  • Scally18
    started a topic - CLOSED - Help!

    - CLOSED - Help!

    Hi I have approx 20k worth of debt. I can't go bankrupt or anything like that because of my job but really want to clear it all. Has anyone had any luck getting creditors to accept 50% offers on debts and what do u say to them?
    Thanks
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  • can debtor force which of the offers for my property is accepted to my disadvatage

    In addition to my house I have a commercial property under separate title. My house is not involved. A private individual, a long-term colleague, made a short term high value loan to me so I could satisfy a serious debt issue. I agreed to sell the commercial property to repay. I am nearly 70 and was...
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  • LeeC
    started a topic Offer to Lloyds

    Offer to Lloyds

    hi

    i owe Lloyds 1,573 on a loan i had with them

    can anyone suggest an amount as a first offer, i dont want to go too high obviously but then i dont want to offer something so low it looks ridiculous, any help appreciated

    i dont have any money saved yet im just...
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  • Disastra
    started a topic Link Financial

    Link Financial

    Hi,

    Link Financial have a charge against my house for a debt passed to them by a double glazing company. The double glazing company have disappeared (wound up/gone bust) a long time ago, and the work they did was atrocious and needs re-doing. Anyway, I digress...

    I've been...
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  • Deepie
    started a topic Speeding

    Speeding

    A few weeks back I was caught speeding doing 50 through some roadworks ....limits was 40 mph

    Been given options

    1 Educational course £70 to £100 no points
    2 £100 fine 3 points
    3 Go to court

    ...
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  • Barclays offers refunds to 10,000 PPI customers

    Barclays offers refunds to 10,000 PPI customers

    This is a duplicate of the Blog Entry made on: 28th April 2016 15:44
    Barclays has sent letters to 10,000 of its customers, offering refunds for Payment Protection Insurance (PPI).
    It follows the bank's failure to send out thousands
    ...
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  • Strepsi
    started a topic Rent/Default + Equity

    Rent/Default + Equity

    Good evening.

    Was wondering if anyone could offer some advice?

    We have nightmare neighbours that rent next to us, unfortunately we can't see them ever moving as they are the owners son and partner.

    I was wondering if you can rent a property if you credit...
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  • IrishAk
    started a topic PRA group

    PRA group

    Hiya I received a letter from PRA group (is there any way I can attach it?) I am 7 months from debts being SB.
    Letter says "settlement offer call now and the single payment settlement option. Full and final settlement" .
    But then... " should you make the discounted,...
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  • Lloyds snubs loyal customers by taking away their free, interest-paying current accounts

    Lloyds snubs loyal customers by taking away their free, interest-paying current accounts

    This is a duplicate of the Blog Entry made on: 20th April 2016 13:07
    and tells them to sign up for one at £60 a year

    Lloyds customers are losing their free, interest-paying current
    ...
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  • Best way forward to use windfall money to clear DMP debts

    Hi all

    We have been in a DMP since March last year. We started with £94k debt and that is currently down to about £84k. About £11k is potentially UE (I have a thread on another part of the forum about this).

    So.....potential debt balance is £73k.

    By September...
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    Last edited by January2015; 9 March 2016, 05:42.

  • Getting Sorted
    started a topic Help please!

    Help please!

    Hi Everyone

    Where to start!

    My other half when he was younger and a bit silly got himself into debt - following your guidance on the other site he followed years ago, he's established that 2 of them are more more than likely unenforceable but one we are not so sure of. The...
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