MKDP Listing a wrong linked address on my CR

[TibetanMonk]

Hi guys,

For some reason MKDP (DCA from a Barclaycard CC I had) have listed an address on my CR without me even living there. I've never lived there or had an electoral roll application there. I've asked Experian to remove it but MKDP have said it's accurate and are refusing to remove it, what do I do?!

Thanks

TM

[The Tech Clerk]

Re: MKDP Listing a wrong linked address on my CR

Get it refusal in writing = then report to Financial Ombudsman as a complaint, you ca do it on line also download the correspondence and evidence at the same time! keep us informed.

[Undercover Elsa]

Re: MKDP Listing a wrong linked address on my CR

Hi TM, here's the link to complain to the Information Commissioner's Office: https://ico.org.uk/concerns/
Good luck!

[The Tech Clerk]

Re: MKDP Listing a wrong linked address on my CR

Some useful E-Mail addresses:-



• Energy: http://www.ombudsman-services.org/energy.html
• Property: www.ombudsman-services.org/property.html
• Legal: www.legalombudsman.org.uk/
• Local Government: www.lgo.org.uk/
• Parliamentary and Health Service: www.ombudsman.org.uk/
• Communications: www.ombudsman-services.org/communications.html or www.cisas.org.uk/

And if you need advice about money matters more generally, you might find it helpful to get in touch with one of the organisations below -

• Citizens Advice: www.citizensadvice.org.uk
• StepChange: www.stepchange.org
• The Money Advice Service: www.moneyadviceservice.org.uk

[The Tech Clerk]

Re: MKDP Listing a wrong linked address on my CR

Report a concern



If you have a concern about an organisation's information rights practices, report it to us.
Need help? Call our helpline on 0303 123 1113.

Information Commissioners telephone number etc.https://ico.org.uk/concerns/

[TibetanMonk]

Re: MKDP Listing a wrong linked address on my CR

So do I have a cause to complain? And do I stir up trouble because at the moment MKDP aren't really chasing me. Even if they did the CCA is unenforceable and Barclays haven't come back to me since November last year regarding the prescribed terms template

[The Tech Clerk]

Re: MKDP Listing a wrong linked address on my CR

Personally I would wait for next missive letter?? see what others suggest as well?

[The Tech Clerk]

Re: MKDP Listing a wrong linked address on my CR

So do I have a cause to complain? And do I stir up trouble because at the moment MKDP aren't really chasing me. Even if they did the CCA is unenforceable and Barclays haven't come back to me since November last year regarding the prescribed terms template

you say unenforceable did Niddy check it for you?

Did Niddy check CCA for you

[Undercover Elsa]

Re: MKDP Listing a wrong linked address on my CR

If they aren't pestering you at the moment TM I would definitely let sleeping dogs lie if it was me.
Keep it as future ammunition

[PlanB]

Re: MKDP Listing a wrong linked address on my CR

For some reason MKDP (DCA from a Barclaycard CC I had) have listed an address on my CR without me even living there. I've never lived there or had an electoral roll application there. I've asked Experian to remove it but MKDP have said it's accurate and are refusing to remove it, what do I do?!

Is it a random address or have you got some loose connection with it from your past?

I assume you only know about this because it's a linked address on your Experian file. Does it say which creditor linked it and when/what date (it usually does)? In fact linked address information usually says what address it was linked from/to.

Not being on the Electoral Roll at an address isn't proof that you weren't living there.

Whatever the outcome I wouldn't disturb the peace and quiet in case that only encourages MKDP (who will have bought the debt since they're not a DCA) to take action. As others have said let sleeping dogs lie.