Hi

Someone very knowledgeable about the CCA generally and UN in particular I was talking to recently mentioned that ..... "I could do with getting that one (an HSBC account) moved on to a DCA". (Hope I'm not misquoting her!). Since I'd always though it's an OC's decision to...

When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.

Under CCA regs, who is the Creditor for cancellation rights?...

In May this year we sent off a PPI Questionnaire to HFC Bank (now HSBC) covering a loan taken out in 1990 and a flexi-loan (where you are issued with a cheque book, etc.) taken out in 1991. On 31/7/14, we had a letter back upholding our claim. We had to fill out and sign a form accepting this redress....

HFC Bank visa card
started >10 years ago I think (will need cca to confirm this)
balance as of November 1 2012 - £1701.31
can't remember last full payment date, possibly early 2000'ies
on arrangement @ £10 per month
account owner is wescot\arrow global
received...

Hi pinotgrigio and welcome

I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

• Forum Rules and Guidelines
• User Help Guides
• To all the Newbies
• Frequently Asked Questio

...

Well in around 20-30 mins the eagerly awaited Durkin (vs HFC/PC World) Supreme Court Judgment should be handed down (09.45am)..

--> http://www.supremecourt.uk/cases/case_2012_0135.html

The key points are:



Let's see...........

Hi Curlyben and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

• Forum Rules and Guidelines
• User Help Guides
• To all the Newbies
• Frequently Asked Questions

We...

Blimey

http://www.theguardian.com/money/201...urt?CMP=twt_gu

Marbles Credit Card
Start Date: 2000'ish
Balance: £5400
Defaulted: 2010

Hi Niddy,

Happy New Year to you all

I am after a little bit of assistance with a Notice of Assignment received today from 1st Credit for an old Marbles Account I defaulted...

Hi again,
i recieved my DSAR from Lloyds yesterday. Took me ages to go through it, then go over it all again. I'd been with them for a long time so there was a lot of stuff. The bundle weighed 5kilo according to the ticket. In the main ,statements go back to 2001, but i also got some...

HSBC unveils plans to axe an extra 3,166 jobs

This is a duplicate of the Blog Entry made on 23rd April 2013 17:50.

*HSBC has announced another raft of redundancies, with more than 3,000 jobs affected, with the most cuts expected to come from the restructure of...
...

Had call from the Ombudsman today...
They told me i had no grounds for complaint re. HFC not providing me with a credit agreement.
Ok, i accept that...but then this self righteous t***** tried to lecture me on debt avoidance...

I made the point that i am repaying every...

Has anyone managed to get any money back from Endeavour? I had a loan out with them a while ago which was paid off a year later. However the PPI ran upto nearly £5k in total, so I want to try and get it back
I believe I should be contacting HFC now as they own/bought out Endeavour...

I think we were somewhat filling Beefys diary up with our discussion so have started a new thread.

Taking your point about the data controller only being responsible for actual events.

Perhaps in view of the amount of time being taken for these cases to be resolved by the...

One for Niddy I believe... Really not sure how to proceed with this:

Essentially I hold a Marbles card, taken out in 2002, and I now live overseas and have done so since 2008. I informed marbles back in 2010 that I was overseas and wanted to still use the card for purchases from the UK....