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  • Aktiv Kapital issue, advice possible?

    Another issue I have is with Aktiv Kapital. They allegedly bought an MBNA CC debt. I have asked them four times now for the agreement involved and have had no joy in obtaining this. The last letter they sent just asked me to confirm my previous address and date I moved house to assist them with...
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  • Any advice with Capital One possible?

    Hi, I'm new here and was hoping for some advice (I have a few different issues so will post separately and hope that's okay). I have been in contact with capital one since last September (2013) when they started contacting me about an outstanding amount. I was not happy with the figures so decided to...
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  • sulphur2001
    started a topic Strategising - 6 accounts

    Strategising - 6 accounts

    Hi.

    I'm discussing with my parents how best to handle their debts. A quick rundown, they're living on disability living allowance. My Dad is very poorly and both are over retirement age. They are mortgage free and are being hounded with old credit card debt.

    The debts were...
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  • di30
    started a topic Currys taken 2 payments

    Currys taken 2 payments

    In January, I was telling my hubby about one of those steam mops that were on offer in Currys for just £39, it was otherwise not far off £100, so a great saving.
    He popped into our local Currys and as they did not have on in stock they made on order on the computer and my hubby made the payment...
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    Last edited by di30; 20 February 2014, 22:55. Reason: To make a correction

  • The Mission - Defaults on Credit File. Need Help with removal.

    I will try and keep this first post as informative as possible; my intension is to use this as the start of my “mission”.

    Firstly, Hello All

    I have been following and reading hours worth on this Forum for about a week now and going to take the plunge into Removing...
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  • Checking account statuses without waking up DCAs

    Hi All,

    With the help of this site I've been helping out a family member regarding Natwest (cc, loan and overdraft), Egg Card, Capital One card and Barclaycard.

    Its been successful in so far as no stress for family member, affordable payments, no court action so family member...
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  • Billing dates - getting the most days without incurring interest from your credit provider

    Hi,

    I am trying to get something which should be quite simple clear in my mind and know the knowledge that is AAD can explain this very easily.

    I use a Capital One Credit card for things which i can pay off (like fuel etc) as soon as i get paid.

    The bit i am...
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    Last edited by SA Gold; 28 January 2014, 11:28.

  • The Tech Clerk
    started a topic TTC - O.H. Capital One PPI Claim

    TTC - O.H. Capital One PPI Claim

    Just been thru O.Hs PPI payments from old Capitol One SAR request, should I be using actual % rate (overall of say 26.80%) if so the outcome would be around £17,000+ minus one claim of say about£1.200?????? know rates would vary but of course no idea of monthly rates during period!

    ...
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  • Stopped paying debts (have been unable to) and some PDL companies haven't contacted me?

    Hi all.

    I've been in a lot of debt for a while now, and last year it took a turn for the worse. I lost my job and was kicked out of my parents house for a bit, so lived with my partner in a flat we managed to secure elsewhere. This added to expenses amongst other things and whilst we continued...
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  • buffy300577
    started a topic Arrow Global

    Arrow Global

    Hi all, anyone had the pleasure of dealing with Arrow Global? I'm thinking about sending them a F+F settlement letter, curious to see what % they have accepted in the past.
    Also with regards to defaults, if they are over 3 years old does that make your credit a bit better? I read somewhere that...
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    Last edited by buffy300577; 31 December 2013, 15:42.

  • ey_137
    started a topic Capital one default!!

    Capital one default!!

    Hello all,

    Capital One defaulted me on the 03/05/2009 I have continued to make payments (stupidly) the balance sits at £502 and out of the 6 defaults I had this is the only one left on my credit file.

    I sent a request asking for a copy of the default notice to challenge the...
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  • What are the chances of getting my money back on this?

    Morning,

    Looks like i've been stitched up by an online car parts retailer.

    I had several emails back and forth before placing the order - all very helpful stuff.

    I placed the order and it was supposed to arrive yesterday. In the afternoon i emailed the place...
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  • xenaphon1970
    started a topic xenaphon1970's UE diary ( moved )

    xenaphon1970's UE diary ( moved )

    After my marriage breakdown in 2009 I was left with 17 creditors and an unsecured debt of 43k. The first few months were as most of you know dreadful, not wanting to open the post. But, as a one time financial employee I decided to brush up on my rights in respect to debt collection and the CCA 1974....
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  • yvonne campbel
    started a topic credit card charges

    credit card charges

    hi every body... hope some one can help... Iv a credit card with a balance of £300 and it was handed over to a recovery agent.. the balance with charges we to £400 .. so I rang the company and asked could I pay the £300 .. to clear the debit.. as the limit was £300.. and they said that can't be...
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  • 1NightInIbiza
    started a topic Default - next step?

    Default - next step?

    I posted a while back regarding my overdraft.

    I've defaulted on a overdraft & credit card with the same company.
    Overdraft approx £3250 - no fees/charges been added yet
    Credit Card: £4350 approx. With £100 of charges added for last month and another £95ish due to be...
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    Last edited by 1NightInIbiza; 16 September 2013, 15:21.
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