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  • #1

    Welcome to Scaggy

    Hello Scaggy and Welcome, I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-


    We don't bite, Help will be on its way, whatever your circumstances.

    Best wishes from all at AAD.

    Confused76 x
    Last edited by Riz; 17 February 2012, 22:06.
    .
    Tags: advice, arrangement, balances, creditors, debt, debt management, details, finances, guidelines, halifax, help, letter, letters, list, management, mbna, nram, payments, people, personal, private, rules, santander, size, support, templates, thank you, unenforceability
  • #2
    Re: Welcome to Scaggy

    Hi & welcome
    Last edited by Riz; 17 February 2012, 22:00.
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Welcome to Scaggy

      Hello Scaggy and Welcome from me too
      Last edited by Riz; 17 February 2012, 22:01.
      "If wishes were horses, beggars would ride"

      Comment

      • #4
        Re: Welcome to Scaggy

        Hi and welcome
        Last edited by Riz; 17 February 2012, 22:02.
        Let your smile change the world but don't let the world change your smile

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #5
          Re: Welcome to Scaggy

          Hello Scaggy

          Welcome to AAD

          Regards
          Last edited by Riz; 17 February 2012, 22:02.

          Comment

          • #6
            Re: Welcome to Scaggy

            Welcome!
            Last edited by Riz; 17 February 2012, 22:02.

            Comment

            • #7
              Re: Welcome to Scaggy

              Thank you everyone! I have been directed to your site as a recommendation from a friend. I have also found it really helpful too. I must admit I have struggled understanding some of the abbreviations but being a newbee I am sure I will learn. I have joined as I would like some support with my debt. I have gone into arrangement with my creditors and I did this all by myself without the help of a debt management company. I read a thread of advice about doing this and looks like I have done the right things. Yes they have threatened me and allsorts but I have ignored them, used the site for help am now looking at unenforceability (i cant spell sorry!) So just some advice would be great. I also need to request from my creditors details of all payments and balances as some of the letters lately are questionable. My creditors are Santander, Halifax, MBNA and NRAM (originally ASDA).

              Thanks for welcoming me on the site - its fab!
              Last edited by Riz; 17 February 2012, 22:03.

              Comment

              • #8
                Re: Welcome to Scaggy

                Oh, forgot to say, can I change my user name? Want to keep it a bit more personal!
                Last edited by Riz; 17 February 2012, 22:03.

                Comment

                • #9
                  Re: Welcome to Scaggy

                  To what?

                  Welcome.
                  Last edited by Riz; 17 February 2012, 22:03.
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment

                  • #10
                    Re: Welcome to Scaggy

                    Scaggy! Its just I manage a lot of people and I wanted to keep my finances private!
                    Last edited by Riz; 17 February 2012, 22:04.

                    Comment

                    • #11
                      Re: Welcome to Scaggy

                      Welcome to AAD............have a look here........>.......Unenforceability Diaries - Read me First!
                      Last edited by Riz; 17 February 2012, 22:05.
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment

                      • #12
                        Re: Welcome to Scaggy

                        Originally posted by Scaggy View Post
                        Scaggy! Its just I manage a lot of people and I wanted to keep my finances private!
                        Done. Next time you log in make sure you use that.
                        Last edited by Riz; 17 February 2012, 22:04.
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #13
                          Re: Welcome to Scaggy

                          Hey thank you. And the site is great. I will take a look at the link. I have already saved the first letter from templates and read disclaimers. And have learned quite a lot already from different posts. Fed up with them calling me and things. Santander are a nightmare. Thanks again and I will keep you posted how it all goes. I will post for advice when I get to a hurdle but any words of wisdom will help!

                          Thanks!

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