Start of my diary

[Susie]

Re: Start of my diary

I think if it was me I would be blagging for as long as I could, and saving everything possible in the hope that at some point perhaps one is sold on and gets to the point where they would accept a low payment. If not at least you have a breathing space and its always possible to start token payments again later if it comes to the crunch

[nanna58]

Re: Start of my diary

You won't be asking for any outstanding CCAs will you? Best left alone xxxxx

[Strepsi]

Re: Start of my diary

You won't be asking for any outstanding CCAs will you? Best left alone xxxxx

Nope!!

[Strepsi]

Re: Start of my diary

Not been on here for a long time. At present haven't made any payments to my debts. As it stands have not had a reply in regards my tsb card, my wife had a letter stating that they are basically struggling to find her agreement that was back in May, not heard anything since. Today i have sent further cca letters to dca's that have either changed agency or gone to dca from creditor.
I have not sent cca's again to any company that has not replied.

The companies that are unenforceable according to Niddy I haven't received any correspondence since.

I think I feel positive about the tsb and virgin (my wifes card), just cause I either haven't heard anything or they are struggling to find agreement.

[SaltnVinegar]

Re: Start of my diary

Not been on here for a long time. At present haven't made any payments to my debts. As it stands have not had a reply in regards my tsb card, my wife had a letter stating that they are basically struggling to find her agreement that was back in May, not heard anything since. Today i have sent further cca letters to dca's that have either changed agency or gone to dca from creditor.
I have not sent cca's again to any company that has not replied.

The companies that are unenforceable according to Niddy I haven't received any correspondence since.

I think I feel positive about the tsb and virgin (my wifes card), just cause I either haven't heard anything or they are struggling to find agreement.

No news is good news Strepsi - no need to poke the hornets nest, hopefully this will be the start of 6 years of more silence

[Strepsi]

Re: Start of my diary

So just checked track and trace, all but one has signed for my CCA's today. So the clock starts ticking now, 12 days is that correct. So I should get replies no later than two weeks tomorrow?

[Susie]

Re: Start of my diary

You should get replies around then, but if nothing arrives keep very quiet and do not chase them because they will be in default of your request and you do not want to help them rectify that

[Strepsi]

Re: Start of my diary

You should get replies around then, but if nothing arrives keep very quiet and do not chase them because they will be in default of your request and you do not want to help them rectify that

Cheers, no intention of contacting.

I have one debt with TSB that I stopped paying about 8 months ago, not received anything in relation to that, nor the CCA request - I know that it was delivered to them.
Certainly not going to chase anything, but just think this odd, that I haven't received anything.

[Still Waving]

Re: Start of my diary

Cheers, no intention of contacting.

I have one debt with TSB that I stopped paying about 8 months ago, not received anything in relation to that, nor the CCA request - I know that it was delivered to them.
Certainly not going to chase anything, but just think this odd, that I haven't received anything.

Usually they take a great deal longer than the 14 days to produce any CCA paperwork, but that's alright as until they do they cannot enforce.

[Strepsi]

Re: Start of my diary

So AIC have contacted via email, asking me contact them to discuss a 'personal matter'. I can only assume it is to do with a CCA...think I will just wait for my documentation.

Tick tock!

[Strepsi]

Re: Start of my diary

Just received letter from Robinson Way relating to HPH LTD (Barclaycard) amount of £7273, account opened 2004.

Following your request, we have today asked for a copy of agreement... your account has been placed on hold temporarily pending receipt of documentation.

Will keep posted.

[Strepsi]

Re: Start of my diary

Also received a letter from Robinson Way, regarding an overdraft with Santander.

'Thank you for your recent offer of payment, which is accepted...'

I have had no contact with them regarding this... I may have received a letter from Santander advising me that they Robinson Way may be getting involved (so to speak). Which I have opened as yet.

What do people think.

Cheers

[The Tech Clerk]

Re: Start of my diary

'Thank you for your recent offer of payment, which is accepted... you saying a false statement?

[Strepsi]

Re: Start of my diary

'Thank you for your recent offer of payment, which is accepted... you saying a false statement?

Yes, I haven't sent them a thing other than my CCA as mentioned in other post.

[Strepsi]

Re: Start of my diary

Yes, I haven't sent them a thing other than my CCA as mentioned in other post.

Exact text

'Thank you for your recent offer of payment,which is accepted. A separate confirmation letter has been sent out to you which you will receive shortly, if you have not already. To ensure that your payment proposal is affordable, please can you complete the attached financial statement and return it to us in the enclosed envelope. Please note, if we have any queries relating to your completed financial statement we will contact you by phone or letter, otherwise your arrangement remain as previously agreed with us.'

Both letters are dated the same and have the same scanned or copied signature.