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As many are aware I have been fighting debt since 2003, unfortunately many errors were made before there was website help! I was given some good advice but some help would have sent us bankrupt and homeless.....
I am still fighting a few companies, but am getting towards the end of my CCA requests so I thought I would start a diary for my latest quests.
No 1 is with RMA. OH has a B/card that was just over £2k which he has been paying without question since 2007, by my calculation the amount owing has halved. We have never had any statements etc from RMA. About 3 weeks ago I sent off a CCA request plus £1. No acknowledgement, but cheque has been cashed, so DD cancelled to see if that will focus them.
No 2 is a B/card loan that is over £14k, CCA request sent at the same time. They are dealing with my request and will respond as soon as possible. I have not cancelled this payment yet.
I am interested to see what B/card produce as they used to send me a new offer and agreement every year, topping up by either £1k or 32k. I 'may' have 3 agreements, none of which are compliant!
I am still fighting a few companies, but am getting towards the end of my CCA requests so I thought I would start a diary for my latest quests.
No 1 is with RMA. OH has a B/card that was just over £2k which he has been paying without question since 2007, by my calculation the amount owing has halved. We have never had any statements etc from RMA. About 3 weeks ago I sent off a CCA request plus £1. No acknowledgement, but cheque has been cashed, so DD cancelled to see if that will focus them.
No 2 is a B/card loan that is over £14k, CCA request sent at the same time. They are dealing with my request and will respond as soon as possible. I have not cancelled this payment yet.
I am interested to see what B/card produce as they used to send me a new offer and agreement every year, topping up by either £1k or 32k. I 'may' have 3 agreements, none of which are compliant!
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