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  • stuckinarut
    started a topic OVERPAID FOR 8YRS OUT OF 10 Apparently

    OVERPAID FOR 8YRS OUT OF 10 Apparently

    Evening people. got a bombshell of a letter today. 8/6/17. to the tune of 11kplus. the guy that sent the letter says we appreciate you may find it difficult to pay it back all at once (must have went to uni this guy) but if you can send the dosh to blah blah. please fone us to confirm you received...
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  • shaun196809
    started a topic O2 Default - Didn't know I had

    O2 Default - Didn't know I had

    Hi there,

    I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for 20. Of which I paid anyway. Bizarre.

    Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for 20!!
    ...
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  • Susie
    started a topic Curiosity re DCA liquidation

    Curiosity re DCA liquidation

    I saw a comment on a thread (forgot which one), saying that Experto had gone into liquidation. I have looked at their website and the liqiodators statement of what to do if they were handling repayments etc, and one of the things on there was basically not to SAR Experto as the liquidators will not...
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  • Getting Accounts moved to a DCA (HFC & HSBC)

    Hi

    Someone very knowledgeable about the CCA generally and UN in particular I was talking to recently mentioned that ..... "I could do with getting that one (an HSBC account) moved on to a DCA". (Hope I'm not misquoting her!). Since I'd always though it's an OC's decision to...
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  • IF
    started a topic Welcome to Ann Laung

    Welcome to Ann Laung

    Hi Ann Laung and welcome

    I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
    ...
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  • LeeC
    started a topic Pounds to Pocket

    Pounds to Pocket

    anyone received this email response when trying to claim back interest on a loan:

    Dear
    Customer ########

    Thank you for contacting Pounds to Pocket. The contents of your email were duly noted. We apologise if there was any delay in responding to your complaint....
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    Last edited by cymruambyth; 11th October 2016, 08:16. Reason: Name removed

  • LeeC
    started a topic Ferratum - claiming back interest charges

    Ferratum - claiming back interest charges

    Hello all

    has anyone had any dealings with Ferratum?

    i like many people have gotten into the cycle of taking multiple payday loans out to pay another back and to make ends meet ending up in a debt spiral so im amazed that this company state on their website FAQs "...
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  • DaveyBoy
    started a topic Mail redirection ended. Help!!

    Mail redirection ended. Help!!

    Long time since I've visited the site, in a bit of a dilemma so any advice greatly appreciated. Basically I'm into year 5 of my UE journey and everything is currently quietly ticking over, trouble is I moved and my 2 years of mail redirection is now coming to an end. Been told by royal mail that 2 years...
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  • AAD News Feed
    started a topic Mortgage lender targets the unemployed

    Mortgage lender targets the unemployed

    Mortgage lender targets the unemployed

    This is a duplicate of the Blog Entry made on: 29th July 2016 16:16
    .......in a bid to bring back sub-prime 'liar loans

    Liar loans are back. Less than 10 years after the cataclysmic implosion of the western world's economy as a
    ...
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  • AAD News Feed
    started a topic FCA Launched New Website

    FCA Launched New Website

    FCA Launched New Website

    This is a duplicate of the Blog Entry made on: 20th June 2016 18:51
    have launched the first phase of our new website, after a year of planning and research with our many audiences. The site is complete except for the News and Publications sections, which
    ...
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  • West Bromwich to refund 27.5m to overcharged landlords

    West Bromwich to refund 27.5m to overcharged landlords

    This is a duplicate of the Blog Entry made on: 8th June 2016 17:12
    The West Bromwich Mortgage Company is to refund 27.5m to thousands of landlords who were overcharged.
    The Appeal Court has ruled that the lender, which
    ...
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  • patchouli
    started a topic BRP - Biometric Residence Permit

    BRP - Biometric Residence Permit

    I need to have a rant, I know it's unlikely anyone on here will be able to give any advice but I can't sleep worrying so need to jot it all down and vent.

    In 2002 my husband was granted Indefinite Leave to Remain in the UK. The letter states that he is free to live and work in the UK....
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  • Capricorn1601
    started a topic Has anyone spotted this website?

    Has anyone spotted this website?

    *** Edited by admin and link removed so we don't promote it ***
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  • tryingto
    started a topic Background checks?

    Background checks?

    Hi,

    I was wondering if anyone knew if people could run searches or background checks on you without your say so? I am guessing yes, but don't know how it works. The reason I ask is I am having trouble with noise from a neighbour and made the mistake of complaining (never usually would)....
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  • cardiac arrest
    started a topic reclaiming tax

    reclaiming tax

    I'm trying to help out a friend who is in receipt of just a state pension but has several savings accounts.

    As far as I can see her income is below the threshold of 15,600 but has been paying tax on her savings schemes with her bank.

    She states she told the Bank some years...
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