The insurance company Alpha Insurance A/S has been declared bankrupt. Policyholders must obtain a new policy with another insurance company as fast as possible if they want to maintain their insurance cover.
Its an off shore company so no UK protection but the Danish Guarantee Fund for...
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Alpha Insurance Declared Bankrupt
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Changing mortgage and DMP
Been a while since I have posted again!
Been on a DMP since 2009 and hubby was Bankrupt same year. Have also been on interest only mortgage since then with balance of £92/93K, property worth about £145K. We have wanted to start back on repayment mortgage for last couple of years but it's... -
- CLOSED - Help!
Hi I have approx 20k worth of debt. I can't go bankrupt or anything like that because of my job but really want to clear it all. Has anyone had any luck getting creditors to accept 50% offers on debts and what do u say to them?
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Default cost certificate been served on me - advice needed please
I had a car accident in 2008 which resulted in a personal injury claim which dragged on until it was finalised in court in nov 2014. As I was unsucessful in the claim I was ordered to pay the defendants cost's. I have hear nothing since the case was closed until a few weeks ago when I was sent a default... -
22 years old and over my head in debt.
Hi.
First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.
i will start of with a little... -
22 years old and over my head in debt
Hi.
First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.
i will start of with a little bit... -
Been paying token payments for years: what are my options?
Hi All,
Please bear with me while I fill you in on my case.
I’ve been paying token payments to DCAs for 10 years, first by arrangement with them, then 5 years ago through a legal aid charity. Total debts: £40 across 7 debts.
The monthly token payments are... -
time to sort this mess out
Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.
my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats... -
Credit file after Sequestration
My husband was made bankrupt on 2nd October 2009. We have free access to our credit report with Equifax through our bank account and the sequestration has now gone from his file. Do we need to do anything with regards to the other credit reference agencies or will it also have dropped off them automatically... -
Demand for preferential payment.
My mother has had a demand for £19,000 by the solicitor company acting on behalf of trustee as they are saying I made a preferential payment to her 12 months ago.
Basically I had borrowed money in my mothers name to consolidate debts because I could not get credit myself.
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Official receiver disaster!
Sorry had to remove this post.Last edited by DebtDevil; 1 June 2015, 22:22. -
DebtDevil started a topic Bankrupt and awaiting the official receiver telephone interview. Anyone give advice?in BankruptcyBankrupt and awaiting the official receiver telephone interview. Anyone give advice?
Went bankrupt, had a brief conversation with the OR and telephone interview next wednesday!
I think i will get an ipo because of our earnings, how do they take the money? My wages vary from month to month and also have expenses but only for the fuel i use at work. Do they take everything... -
Aqua - Acceptance chances???
I'm still undischarged bankrupt. My OR has gone quiet after threatening to take me to court for just about everything (despite sending me nothing...). So with any luck I'll be discharged in 6 months, although I've read they look at BRUs a bit further into the bankruptcy?
I've done a credit... -
Relief extended for poor with debts
Relief extended for poor with debts
This is a duplicate of the Blog Entry made on 15th January 2015 13:15.
*Hundreds more people considered to be "too poor to go bankrupt" will be able to use a system of personal insolvency. * Debt relief orders were...
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Mortgage, DMP & Defaults
Sorry, was not quite sure where to put this!
Anyway, been a long time since I have been on here. Currently still waiting on PPI claims being dealt with by the Ombudsman, has been more than 2 years now for one of them!! so nothing to tell there.
Brief history of where I was...