I think this diary method keeps everything neat and tidy, so I m doing it, Sorry for the posting elsewhere but took a while to decide course of action .
Co operative Bank
Type : Credit Card
Date Started : 4th September 1997
Approx Balance :£4564.07 as at Dec 2016...
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UE Diary of Susieblings Daughter
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Statement after being told no agreement can be found
I have an unenforceable agreement with B.O.S, for which they had said they couldn't find an agreement.
1st Credit have been sending letters for a while now chasing, which I have ignored. I just received a statement through saying that there was a payment 11/02/2015 of £6.00 credit (P/O)... -
[CLOSED] - Continues in AAD+ Legal - Patrick Brennan ( Fishers ) v Vonny71 - Issued 29 December 2015
Your AAD Forum Username
Vonny71
Name of Claimant
Patrick Brennan
Name of Claimant's Solicitors
Fishers
Claim Issue Date
29 December 2015
Who Signed the Claim Form?...
The Solicitor Firm (i.e. Joe Blogs Solicitor) -
HSBC/Cabot/Marlin
An HSBC loan I had was with marlin and I requested the agreement from them in 2013 and all wen very quiet...........they acknowledged my request.....then updated me that they didn't have it yet.........then cabot bought them and confirmed they were re requesting the agreement......
Received... -
Still receiving monthly statements on a UE and SB credit card.....
Dear All,
A family member had a credit card declared UE but the lender in 2009 (letter kept in hard and soft copy since). Its now long passed being SB, but monthly credit card statements (min payment is the statement balance) are sent by the lender on a monthly basis.
Any advice?... -
Who is the Creditor?
When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.
Under CCA regs, who is the Creditor for cancellation rights?... -
Mikey & HSBC credit agreement.
Hi, following a cc78 request I eventually received a copy of the attached agreement together with a bundle of terms and conditions etc. Could those in the know pass comment on the agreement please. You'll need good eyesight ;-) Thanks. -
Cadwallader's UE Diary
This is a summary & continuation of the thread I started "Cap 1 sold to Lowell" at http://forums.all-about-debt.co.uk/s...sold-to-Lowell
I, like others here, heard recently from Lowell that they had bought my account from Capital 1.
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Woodgate's UE Diary
1) American Express
- Type of account - Credit card
- Date commenced - January 2001
- Approx balance - £4,250
- Date last paid - tbc
- Are you on arrangement or not paying - Not paying
- Status - In arrears, interest frozen, not showing as defaulted on credit report.
- Account owner - RMA Resolve
Last edited by Woodgate; 31 October 2014, 12:37. -
Cap 1 sold to Lowell
I, like others here, heard recently from Lowell that they had bought my account from Capital 1.
Briefly, account details as follows:
•Type of account Credit card
•Date commenced ... -
Dadof2's Diary
This is in respect of a Barclaycard account with a balance of approximately £9000. The account was originally opened in April 2010, (with Egg, whom Barclays took over in 2011.) In February 2014, I entered into a repayment plan with Barclaycard to pay off the balance at a rate of £200/mth in return... -
Lowells DCA
Can someone please advise on issue with Lowells and shop direct?
Shop Direct sold debt to Lowells and i requested a copy of statement and agreement under s.77/78 of the Consumer Credit Act 1974, I got a couple of replies back and evenutally on 17th March 2014 they wrote saying the agreement... -
Egg card now with barclays
Hi
i had an egg credit card with a balance of about £10.5k I defaulted on it back in 2010 and had a few letters from egg then, all went quiet, at that time I had debts with other company's, I have now settles all those.
Apart from a couple of payments to barclay card in late... -
Lloyds Credit card account sold to Marlin Europe 11 Ltd
Letter dated 3rd December 2013.
This letter is notification that Marlin Europe 11 Limited has had assigned to it all right, title and interest in the debt due in relation to the above account, previously owed to Lloyds TSB on 28th November 2013.
This means that MARLIN EUROPE 11 LIMITED... -
Lowells plus Next = Cheeky beggars
Hi all,
my wifes Next account has been silent for a couple of years but lowells have now bought this puppy. When told it was in dispute due to no agreement forthcoming they replied, after investigation that next couldnt find it. Move forward a month or so and now they 'can'. Sadly...
