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  • Black Horse loan agreement

    Hi Folks, listen up here ! My daughter got herself in a bit of a pickle with a number of credit cards / loans etc, when her marriage broke down ( now divorced ) due to a drunken, violent husband who was the main-spring behind her debt problems.
    We used the Templates, went through the whole unenforceability process after we examined the Black Horse agreements, which were frankly fairly abysmal, quoting t&c' s that simply did not exist on the t&c's page of the agreement. But Black Horse came back at her and she found herself in court a few days ago.
    Meanwhile Niddy had introduced Paul our man at Watsons, who did a stirling job, bringing on board a young but very able barrister for our head to head with Black Horse......and we won !
    The Judge decided, quite rightly too, that the inconsistency in the lack adequate terms was indeed a breach of Section 77 of the CCA1974, as we had always known and stood by for the last couple of years.
    The Judgement is a great result for my daughter who can sleep a little better now...and all thanks to Nid and the gang, with special appreciation to Paul, fabulous job mate !
    So the moral of the story is, look, read and understand the documents, just because they seem to come from so-called profession banking and financial organisations, don' t be intimidated and the best of luck !
    ariz

  • #2
    Re: Black Horse loan agreement

    Brilliant news ariz and thank you for your post, here's to Nid and Paul
    "If wishes were horses, beggars would ride"

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    • #3
      Re: Black Horse loan agreement

      Wow, thats amazing news. Bet you and your daughter are well chuffed. Three cheers for AAD
      When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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      • #4
        Re: Black Horse loan agreement

        Fantastic!

        Always nice to read good news and well done to all concerned!

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        • #5
          Re: Black Horse loan agreement

          Can't believe I missed this mate

          Yea I knew the result as we were emailing but I wasn't expecting a post - yet!! Well done. Awesome result and another good consumer ass kicking....

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          • #6
            Re: Black Horse loan agreement

            Well done!

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            • #7
              Re: Black Horse loan agreement

              Brilliant news Ariz, well done to everyone involved!

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              • #8
                Re: Black Horse loan agreement

                news, well done to everyone involved. anpther a,azing success for AAD and Watsons.

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