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  • #1

    Returned postal order

    After ignoring several letters from a DCA acting on behalf of the original creditor, I decided it was time /prudent to send off a CCA request.
    I sent of the request on Monday, and have today had my postal order returned with simply a compliment slip. I also received a separate letter from the DCA saying they had requested the information and my account has been put on temporary delay whilst they verify my liability to pay the amount due.

    Is there anything to worry about by them returning the postal order??
    Tags: account, card, cca, cca request, claim, credit, credit card, creditor, dca, delay, fee, firm, information, letter, letters, liability, lloyds, niddy, office, order, pay, post office, record keeping, tsb, yes or no
  • #2
    Re: Returned postal order

    Some don't charge.
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    • #3
      Re: Returned postal order

      I don't think so - dcas do strange things! But someone else may come along who knows more. EDIT: Niddy came along

      Did you send the cca request recorded delivery?

      Keep hold of the PO in case you need to send it again.
      Let your smile change the world but don't let the world change your smile

      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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      • #4
        Re: Returned postal order

        Thanks all - thought there wasn't anything to worry about but wasn't sure.

        Yes, sent everything recorded.

        The credit card was a TSB trustcard opened in the late 80's, so hopefully they won't be able to find anything.

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        • #5
          Re: Returned postal order

          if they confirm they cant find anything and your stuck with the PO, just take it back to the post office with the receipt and they will give you £1 back.

          Cant claim the 50p fee though im afraid
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #6
            Re: Returned postal order

            Originally posted by Fraser01 View Post
            Thanks all - thought there wasn't anything to worry about but wasn't sure.

            Yes, sent everything recorded.

            The credit card was a TSB trustcard opened in the late 80's, so hopefully they won't be able to find anything.
            Hi Fraser

            we also have a TSB trustcard (70s) CCA 2010 lloyds keep telling us we would of signed one and will send it when they find it, I've even asked them under CPUTR and they wont answer yes or no
            SAR'ed them this year and it says in the middle of the SAR that they haven't reterived it as their record keeping started after the account was opened,
            they have just sent it to a DCA so waiting to see what happens next, but I will prob send a letter saying that I'm still waiting for the agreement they are looking for

            good luck Nightwatch
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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