Hello,

This is a message to any carers out their struggling financially. There are various carer centres throughout the country that have a budget given by the local government to fund essential services. We were given money for a holiday £200. Also, they said if you need money for essentials...

Hi all,

Stumbled upon this today, which is an interesting report on a successful appeal clarifying legal status of creditors listing defaults with credit referencing agencies when an account is recognised as wholly unenforceable. I assume that also includes SB which in itself legally...

Hi all,
A question you may or may not be able to help with..
I work for the local authority and have a statement of terms and conditions of employment, they are the original ones i have had since starting the job back in 2007.
I have never agreed as far as i am aware to any changes...

Does anyone know how the law works for employing family members please?

My hubby was one of those laid off a week ago, he almost had a chance of getting back into one of his old jobs in a local manufacturing company, as my brother in law is 2nd in command in office, there has been a stinking...

Hi all

I have been in dispute with Co-op Visa (credit card) for the last few months over what I say is an unenforceable agreement under CCA 1974. the amount in question is £4,900.00.

The agreement was taken out in 1993 but when I requested a copy of the original agreement...

The rules are simple the person above you will ask a question and you answer YES or NO, then ask a question yourself

I'll start

Do you like Mint Choc Chip Ice Cream?

I am looking for some advice regarding a tenancy that my son has just signed up for.

The inventory clearly states that there is a freezer in the house, which has turned out not to be the case. There is one small fridge and one large fridge.

The other housemates met up with...

Hello!!!

After posting in another thread about possible PPI reclaim against HBOS & Lloyds TSB I got to thinking about I claim I attempted last year and thought I'd seek the expertise of you great people!!

We were mis-sold PPI on a mortgage back in June 2004. The amount...

Ive got a job and had to fill in a form titled character enquiry and it says are you insolvent? would I be classed as insolvent? also would they be able to credit check me without my permission?

I know I have to have a check with disclosure scotland would that flag anything up? because...

After ignoring several letters from a DCA acting on behalf of the original creditor, I decided it was time /prudent to send off a CCA request.
I sent of the request on Monday, and have today had my postal order returned with simply a compliment slip. I also received a separate letter from the...

As the title suggests - hmmmm

---> Trolls Who Complain Online Have Anonymity Targeted in British Lawsuits - Bloomberg

Thanks for the poster that brought this to our attention....

Hi Niddy

I have used your letters before to fight a unenforcable debt for the past few years and I wonder if you have a new letter that I can use because the DCA has said that are going to try and take out a CCJ.


Abit of background information I have been sent...