Morning all
I use a catalogue called Marisota it comes under the JD Williams brand. Last Christmas there were a lot of stressful things happening and I missed a payment to Marisota![Naughty](https://all-about-debt.co.uk/core/images/smilies/Generic Smileys/1-naughty.gif)
I have been with them nearly 5 years and this is the first payment I have just forgotten about. Although they never charged me a late fee of £12. my file is all green zero's and I have a few accounts all green going back 6-8 years. Now on my file with Experian the account looks like this(sorry,best I can do)000000000100
So at least as a few month's have gone on it show's I have brought it up to date.
But I'd like to ask is it a massive deal to have one measly payment late, although it now says all accounts up to date?
Also, I thought you had to be 30 days late to get a missed payment on Experian? I was only about 6 days in all late bringing the account up to date.
I emailed Marisota and just got a bog standard reply.
Thoughts on this please
![Hi](https://all-about-debt.co.uk/core/images/smilies/Generic Smileys/1-hello.gif)
![Naughty](https://all-about-debt.co.uk/core/images/smilies/Generic Smileys/1-naughty.gif)
I have been with them nearly 5 years and this is the first payment I have just forgotten about. Although they never charged me a late fee of £12. my file is all green zero's and I have a few accounts all green going back 6-8 years. Now on my file with Experian the account looks like this(sorry,best I can do)000000000100
So at least as a few month's have gone on it show's I have brought it up to date.
But I'd like to ask is it a massive deal to have one measly payment late, although it now says all accounts up to date?
Also, I thought you had to be 30 days late to get a missed payment on Experian? I was only about 6 days in all late bringing the account up to date.
I emailed Marisota and just got a bog standard reply.
Thoughts on this please
![Helloooo!](https://all-about-debt.co.uk/core/images/smilies/Generic Smileys/1-wave.gif)
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