Here's a question for anyone with an in-depth knowledge of the credit scoring system, probably the boss man himself. What is the impact of leaving old bank accounts open?
In my own case, I have just been approved for a Metro Bank current account. I also have Santander, from before my debt...
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Dormant Or Little-Used Bank Accounts
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Surviving The British Banking System – For Credit File Challenged People
INTRODUCTION
This is my thread aimed at helping people who are being thwarted by the High Street banks, even to the extent of being unable to obtain personal or business banking facilities. During the past two years, I have carried out extensive research into the British banking system,...Last edited by ScabHunter; 2 June 2013, 09:24. -
Fees
Just a question really;
What documentation do I need to read where it states the amount in fees that companies can charge us for late/missed payments, I assume it will be different for Banks - or is it?
So I and others can use it as ammunition when disputing the £12 (£25 Banks) charge... -
Santander ignoring me
It all stared on 27 Feb 2012, I sent Santander a letter of appropriation and gave them 2 weeks for a reply.
This quickly passed by so I sent them another letter on 12 March 2012, they have had a further 16 days and I have heard nothing from them, not even a letter acknowledging receipt... -
One missed payment on Experian is this bad!
Morning all
I use a catalogue called Marisota it comes under the JD Williams brand. Last Christmas there were a lot of stressful things happening and I missed a payment to Marisota
I have been with them nearly 5 years and this is the first payment I have just forgotten about. Although...Last edited by Bosieb; 24 March 2012, 08:24. -
JD Williams are Screwing up my life
After spending the last few days online researching a resolution to this matter, I have concluded that posting to this forum, is likely to be my best hope. So your assistance is very much going to be appreciated.
We urgently need a mortgage (for reasons I will explain in a later post... -
JD Williams/ Reliable Collections
Hello All,
Ive been reading through some posts but I'm still a bit confused. Here's my story. We have been on a DMP with Payplan for some 2years now I was under the impression that all was well, I havn't missed a payment, have been lucky with pay rises to increase my payment twice... -
JD Williams / What do I do?
Hi, I'm Mary I'm new here as a poster but long time observer.
I wondered if someone could help me with a situation I'm having regarding JD Williams, I'll try to add as much detail as I can.
Firstly they said I owed £573, after I sent them a Unlawful Charges Form and a LBL...