Here's a question for anyone with an in-depth knowledge of the credit scoring system, probably the boss man himself. What is the impact of leaving old bank accounts open?
In my own case, I have just been approved for a Metro Bank current account. I also have Santander, from before my debt...
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Dormant Or Little-Used Bank Accounts
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dont think I can pay on this letter?
Hello, Long story short, cleared most debts. One stubborn lender refused all offers or even freezing interest for years, has passed to inhouse DCA who have accepted as I have no job and refuse to pay even £1 a month, a reduced settlement offer from my mother in law
MiL sent letter in... -
Getting no-where with Halifax mortgage complaint
I have written to FSA, OFT and Trading Standards regarding a survey Halifax allegedly carried out on our new home. My complaint is two-fold.
1) They don't appear to be taking my complaint seriously. The first letter was returned with all the documentation stating...Last edited by SA Gold; 7 June 2013, 11:25. -
Sharon2345 Unenforceability Diaries
EGG
Interest frozen, defaulted 2006/7.
Name: Egg
Type: loan
Date commenced: 2005
Approx balance: £14,018.07
Date last paid: 1st May 2013
Arrangement: not paying now previously token payments via dmp
Status:...Last edited by Sharon2345; 30 November 2013, 15:32. -
1st Credit / HBOS
Hi,
I have read the info on here regarding 1st Credit and HBOS accounts, but just wanted to check what my next move should be.
I had a Halifax credit card, taken out in late 2000. After falling behind with payments and failing to get any assistance from Halifax, I received... -
Only if you had money and want to channel it - HBOS
Only if you had money and want to channel it - HBOS
This is a duplicate of the Blog Entry made on 12th April 2013 08:52.
*Mystery over HBOS chief’s diverted pay through OWN family's company* Shamed former HBOS chairman Lord Stevenson had part of his pay channelled...... -
Ex-HBOS chief Sir James Crosby asks to return knighthood
Ex-HBOS chief Sir James Crosby asks to return knighthood
This is a duplicate of the Blog Entry made on 9th April 2013 16:32.
Former HBOS chief executive Sir James Crosby has asked for his knighthood to be removed. He will also forego 30% of his pension following last week's...... -
Hbos refusing current account
I am not registered on the electoral roll and have been refused a credit account (current acc) with Halifax Bank
would registering on the electoral roll make a difference to there decision, my credit rating score is 907 which I believe is good.
Thank SA -
HSBC combined debt
Can anyone offer any advice on........ if a bank combines an overdraft and personal loan account ( in my case HSBC) before they sell it to the dca ,
1 does the new account replace the old one, (should any litigation be directed at this account?)
2 or can the dca simply ignore this... -
Ex-bosses (HBOS) face calls for City bans
Ex-bosses (HBOS) face calls for City bans
This is a duplicate of the Blog Entry made on 5th April 2013 10:08.
Financial regulators should consider banning three top HBOS bankers from future roles in the financial sector, an influential committee has said....
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ppi on old halifax personal loan
Hi All,
can anyone tell me is it worth trying to see if i can reclaim ppi on a personal loan that i got via my bank back in 2001, it was for £5,000 and i had ppi on it, i finished paying it back in aug/sep 2006. any info offered i would be grateful, dont really want to waste £10 on a SAR if... -
Fred Bassett v HBOS - Preference Account
I'm digging around here, wondering if I can have my cake and eat it. I had one of these Preference Accounts. I defaulted back in 2005 when I went into a DMP. Eventually, I gave up the DMP and went it alone and this is one that I stopped paying in November 2007.
This particular account... -
Defaults, New Agreements/Removed Questions
HELLO
This is the for benefit for ALL, if unsure whilst reading Equifax Credit History reports:
My Question is:
As you can see (from Photo) that a DCA CHANGED the Default Status Summary, then followed by 1 a month later, they then changed the CREDIT/AGREEMENT to... -
Cyprus- Is this the future if your bank fecks up?
Bankers and politicos now feel the euro is safe enough for it to be ok to levy a one off fee on peoples savings.
Putting aside the reasons, russians money laundering taxpayers in Germany not happy how many would be happy with this decision?
And whats more why do the banks... -
Sold on bank account
Hi All ..
Been some time since I posted and hope this is in the right forum !
Barclays sold a bank account about 1-2 years ago now which is currently with a DCA , I tried to claim charges through FOS who were ok but as the timescale was passed six months they could not proceed further (...
