Hello all,
This Cap One card dates from 2nd week March 2006. The last payment made was to Cap One in September 2009.
Briefly, I sent a CCA request to Cap one in January 2010. The copy agreement received in response looks very strange....minuscule writing, columns out of alignment...
192 results in 0.0029 seconds.
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Capital One - March 2006. Is this enforceable?
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Capital One - Lowells
I'm starting this new thread with a very brief history and will add to it after I have spent the next few days going through it.
CCA request sent in April 09, received just a generic paper of current T & C's
Account put into dispute and payments stopped in June 09.
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Panther's Diary
I'm just finding my way around this excellent site so hope I've done this right. I've been helping a good friend over the years fend off a bunch of dca's. Most have gone quiet but for now I would really appreciate it if Niddy could take a look at a Capital One cc agreement for enforceability.
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Capital One and Lowell Portfolio
Hi all,
I'm helping my other half out on this one. Her old Capital One account has recently been bought out by Lowell Portfolio 1 LTD.
The original account has been in dispute (CCA request) for some years and until recently we had heard nothing. Lowell's have now bought... -
Help dealing with Lowell Financial
Hello,
An ongoing problem with a default on a Capital One card.
This card was taken out Oct 2006 and I defaulted on paymants June 2013.
Was being hassled by Cougar Financial so on advice from this site I sent a CCA request along with £1 payment(July2013).
Have not received any... -
Possible Unlawful Defaults
Hi All,
First post so please be gentle. I am coming to the end of a DMP I have been paying religiously since 2009 and am in a position to offer settlements.
I have finally summoned up the courage to check my Experian report, I have 758 points. I have had a Capital one card... -
Capital One and ICO Guidlines
After a bit of advice regarding this please.
I had a Capital One Credit Card in 2005, got into a bit of financial trouble and ended up in a DMP in 01/03/2007. Now Capital One marked my credit file with AR/AP markers for 28 months before finally defaulting me in May 2009 (god i wish i'd... -
Mr-Boink's™ UE Diary
- Type of account Barclaycard Credit card
- Date commenced: April 2000
- Approx balance: £13,xxx.xxp
- Date last paid: July 2013
- Are you on arrangement or not paying: Not paying
- Status Defaulted
Oct...Last edited by Mr-Boink™; 5 September 2016, 03:14. - Type of account Barclaycard Credit card
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Help with Satisfied Default
Hi there,
I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.
I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February... -
Capital One Default and ICO guidelines
Capital One started marking my credit file with AP/AR markers from May 2008 showing 6's they did this for 12 months before finally defaulting the account in May 2009. I might add I started a DMP in March 2007. I settled the account in February 2014.
After reading the ICO guidelines and... -
Capital One/Credit Solutions
A couple of months ago Capital One out of the blue contacted me to say they were referring my ''account'' to CLS......I had early settled with them 4 years ago...no correspondence since.
I have complained and they have taken the account back from CLS but want the full balance....out of all the... -
Mum's Debts - Unenforceable?
Good morning all
My mum has had a Capital One CC since around 1999. Started off with a £200 credit limit, which is now £2500, despite never agreeing/asking for an increase, they just sent her new cards as and when they felt like it stating "your credit limit has been increased"... -
Capital One Default advice
Hi everyone Would anyone be able to help me with the validity of a default notice Capital One have sent me?
I recently asked the Cap One Exec Office for a copy of my default notice as I don't seem to have received any of that paperwork. They sent me a "Statement of Default" which... -
Capital one/Credit solutions have come out of the woodwork!!!
I had a credit card with Captial one which was defaulted in 2009 and after a little bit of correspondance between us they decided to leave me alone until today.
I recived a letter from capital one stating they have instructed Credit Solutions Ltd to collect repayment on their behalf and... -
Josefk diary
I have started on my journey already and have been lucky enough to have Barclaycard admit to their purchase of an old egg card being UE and Lowells also wiped my balance off after asking them to send a copy of my credit agreement.
This is my first issue below:
- Type of a
