Hello, I'm a bit confused as to how this all works so would be most grateful if I could get any help from you lovely people.
In October 2008 I took out a loan with HSPF to help with moving house, our landlords suddenly sprung on us that they were selling and we had four weeks to move....
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HSPF sold debt to CapQuest who sold debt to Lowell Portfolio 1
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Leaving DMP, taking them on.
I am a newbie posting for the first time.
My OH has been paying 6 unsecured debts via pay plan for the last 7 years.
We've reduced the debt from £26k down to £7k.
However we offered a f&f of 40% to all creditors.
To our surprise the settlement figures had added charges...Last edited by odetter; 27 November 2013, 15:49. -
Regal Credit Consultants
Good evening all
My son received a phone call this evening at 7pm from this company out of the blue. They say he owes £250 for a cancelled gym contract. He had signed a gym contract in May on the proviso that he could possibly cancel this as he may have to move home. This was agreed with... -
CPP??
Had a letter today from CPP saying I had a policy with a card sometime ago .. not PPI.. and I could be entitled to a refund.Never heard of them and I am not to contact just wait till they write again. ummm will wait and see. -
Account Numbers
Apologies if this has been raised and dealt elsewhere but, has anyone else had issues with various DCAs allocating new and seemingly unrelated account or reference numbers when contacting you?
I tend to only use OC a/c reference and I've had several "We don't know what your referring... -
Default 28 days ?
I understand that a remedy for an arrears default must allow 14 days plus postage time.
However, if the arrears are not paid, my DN says the agreement will be terminated and the credit card account closed...the full balance must then be paid immediately...if you do not do this we may take... -
CAPS ESC General Debt Matters
Hi all,
I've been looking over a letter to my OH from Bryan Carter solicitors, and it somewhat excites my paranoid tendencies.
In the headed address their contact phone number has been omitted and a non-phone number printed in its place.(HARDLY NOTICEABLE) This new number is actually... -
Beat the rise in postal charges
Beat the rise in postal charges
This is a duplicate of the Blog Entry made on 13th April 2013 10:04.
*Parcels are now priced on both size and weight - making them more expensive to post.* If you have posted a parcel via Royal Mail this week,...
Click to... -
Import "Gift" tax
I have just recently been informed that a family friend (living in the USA) have sent over a brand-new lap top (not cheap), this is a late birthday pressie for my disabled/son with special needs.
I was sent the American "USPS" tracking number and it was in clearance since last... -
CAPS ESC UE Diary
This is the largest debt out of 14 for the wife and me.
We were with Payplan until 2010, then Kensington DMC until October 2012, have not paid anyone since (except kensington - to make excuses for us)
Halifax Credit Card
Date commenced May 1996
Approx...Last edited by CAPS ESC; 4 March 2018, 13:14. -
Sold a car recently - DVLA Warning!!!
Hi All
Just wanted to share my experience with the DVLA and warn everyone regards a little scam they seem to be operating to fleece more money out of motorists.
I sold my car in October, and, infront of the buyer, put the V5 in an envelope addressed to the DVLA and put a stamp... -
Littlewoods - Lowells - Fredericksons
My OH answered the door this morning to a man claiming to be from BW legal services, he asked for me as he has a letter to deliver to me personally.
My OH told him I wasn't available and he left without any further problem, taking the letter with him.
Having looked on here,... -
Parts Needed
I have a 2003 (52) Citroen Zsara Picasso 1.8 SX and need the lower drive belt crankshaft pulley and drive belt.
I have spent much time these past few days searching but they are either out of stock of the pulley or it is too expensive nearly £100.
It is a common problem apparently... -
Ebay
Bit of a weird one.
I had an online auction finish tonight and the buyer (there was only 1 bid) paid straight away, we're talking a tenner plus postage. They then sent me a message as follows:-
"Hello i'm not really interested in these games now, I'm not asking for money... -
Is this breach of contract?
If A sends an item to B and it gets lost in the post, is A liable to B?
Specifically, in this instance A and B agreed to swap items. B got his from A. However , B posted his item to A but it never arrived. Is there a duty to insure an item? Or to send it by secure post?
