Hi there

Got a letter from MKDP on 31 Jan asking for £1288.36 , so having read about them being complete bar-stewards I replied with a request for, deed of assignment, copy of alleged agreement complete with all the prescribed terms etc etc,
any default/termination notice they...

After past experience, I am back for your assistance again.

I had a CCJ registered against me in June 2008, and was paying an agreed £1 a month between October 2008 and May 2009. Suddenly the creditor stopped accepting my payments. I tried to find out why, but got no response from them....

Marbles Credit Card
Start Date: 2000'ish
Balance: £5400
Defaulted: 2010

Hi Niddy,

Happy New Year to you all

I am after a little bit of assistance with a Notice of Assignment received today from 1st Credit for an old Marbles Account I defaulted...

I’m in need some advice on the best way forward for this one. Here’s some background info:

MBNA Credit Card assigned to Link
Agreement Date August 2004
Balance £12k. Last payment mid 2008
Default registered 11/2008 (according to CRA which was one week before...

I need help with clarification on whether it is an obligation for the original creditor to inform the debtor that the debt has been assigned or is a letter/notice from the assignee sufficient ‘after the fact’?

It appears to my (non-legal) mind that according to the Law of Property...

• Capital One Credit Card
  
• Date commenced - I think 2005
  
• Approx balance - £4860.46 (although DCA claiming £4835.46)
  
  
• Date last paid - October 2008
  
• Not Paying
  
  
• Status - about to be served a Statutory Demand
• CCA applied for today - 31.01.

...

Credit Card - Egg to Citi to Opus - 1st Credit.
Chased By DCA and Solicitors
Balance 3,751.10
Last Payment made of 38.00 to Opus - July 2011 - On arrangement continued from CitiCard.
Arrangement ran out but was unaware.


Blue = Sent
Red = Received...

Type of account Lloyds (now sold to Apex or Prime Credit 1 s.a.r.l. - Loan

Date commenced March 2008

Approx balance. £4,800

Date last paid September 2012 (sold to Apex Sept 2012)

Are you on arrangement or not paying DMP stopped

Statu...

In the grand scheme of my debts this one for an alleged amount of wait for it £166 most of that in DCA charges is like a flea on my back I can't get rid off.

It relates to my old home insurance on my property I vacated and is being repossessed. In December my renewal became due on this...

We received letters a while back informing us of new bank details for our old Egg now Barclaycard accounts (both ) only I've just gone to set up the new SO for token payments and realised we don't have the full reference number. On these letters the card number is in the format **************1234...

Hi all, just going through paperwork having just heard all about this ppi rip off and i have a couple to go on but would need to know about if they are too old etc.

1)

Loan Was with Hamilton Direct from 2001 for 3 years. i have the credit agreement and a covering letter...

Hello,

I hope someone can help. I've not been around for a while and in that time it has been relatively quiet in terms of debt collector contact. But, I received a couple of new letters and I'm not sure what to do.

The main one is Barclaycard. I sent them CCA requests from...

My husband has a credit card debt of just over £6000 ( its been brought about by years of job losses and redundancy, swapping from one credit card to another to gain advantage of the interest free credit periods so he could meet the minimum payments each month) Around 12 months ago the minimum...

Hello all!

I've been checking out forums for some time now and have seen many good bits of advice but was particularly interested in the full and final settlement bits and pieces. It is this that has given me cause to finally register and post seeking advice.

To give you some...

I received the following assignment papers.

Niddy and Everyone!

Received letter from MBNA and Arrow Global dated 15/1/12.
As the account is UE, do I need to send another CCA request to Arrow please?

Thank you for any advise in advance. bobo x

...