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  • #1

    Balance transfers when its not the account holder

    Evening,

    Not sure the title is the best; i was wondering if its permitted for someone other than the original account holder to transfer that balance to their credit card?
    i.e Peter has a balance on a 15% card and Paul offers to transfer it to his on his new 0%

    From memory it asks for the type of card and the 16-digit account number although i've never bothered to read the t&c's - just happy to wipe one balance over to 0%

    Thanks
    SA Gold
    When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
    Tags: account, card, cards, credit, credit card, customers, debt, free, gold, interest, interest free, letting, lloyds, mat, niddy, offers, transfers, work
  • #2
    Re: Balance transfers when its not the account holder

    It can work, yes. The account name isn't used as much nowadays - it's the numbers that matter

    try it and tell us
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Balance transfers when its not the account holder

      Never asked the name when I have completed them (for customers) before - was never part of the process.

      As Niddy says, just a case of tapping in account numbers.

      Just remmeber that you (assuming you are not transferring the balance) become responsible for the debt.
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #4
        Re: Balance transfers when its not the account holder

        In fact it does work. I've BT'd my daughters card & Poppy's
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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        • #5
          Re: Balance transfers when its not the account holder

          £1500

          4929854678916081

          Cheers
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #6
            Re: Balance transfers when its not the account holder

            Originally posted by Never-In-Doubt View Post
            In fact it does work. I've BT'd my daughters card & Poppy's
            That's excellent news for them! Thanks for letting me know. I am going to ask the Mrs if she has any pre-approved stuff from Lloyds when she logs in (they were doing 21 month interest free cards at one time )

            Originally posted by oscar View Post
            £1500

            4929854678916081

            Cheers
            When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #7
              Re: Balance transfers when its not the account holder

              Haha you mean you want the mrs to get in debt and then you wanna BT to her new card

              Very frugal mate
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

              Comment

              • #8
                Re: Balance transfers when its not the account holder

                Norty but nevertheless frugal
                "If wishes were horses, beggars would ride"

                Comment

                • #9
                  Re: Balance transfers when its not the account holder

                  Originally posted by Never-In-Doubt View Post
                  Haha you mean you want the mrs to get in debt and then you wanna BT to her new card

                  Very frugal mate
                  I could be really frugal and transfer to a very old card
                  When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment

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