Hi

IF my son was to get an interest free credit and ring up and pay off a loan (so he can save on the interest and reduce his monthly payment) would it be classed as a purchase or balance transfer and would a loan company accept a credit card as payment?

he only took the loan...

In December 2006 a friend purchased some goods in a shop advertising Interest Free purchase. When the goods were selected he asked about the Interest Free offer. The people did not really seem to know about it but asked around the shop.

Eventually he was told that the offer was for 1...

Couldn't decide whether this should be posted in here, or under Credit Cards - apologies if I chose incorrectly.

I am looking for some clarification re: Section 75 "protection"...

Here is the situation:

I purchased a mobile phone in April 2014 from Phones4U...

Hi Everyone,

At the end of October I took delivery of my new sofas from Harveys and there was an issue with the firmness of the seating on the 3 seater sofa. Basically the middle seat is higher, and considerably firmer than the 2 end seats.

I emailed Harveys and they sent...

Evening,

Not sure the title is the best; i was wondering if its permitted for someone other than the original account holder to transfer that balance to their credit card?
i.e Peter has a balance on a 15% card and Paul offers to transfer it to his on his new 0%

...

August 2006. I opened the account and did a balance transfer to RBS of £5.5k.

I defaulted over a year ago and have received the usual letters from Green & Co, Moorcrofts, Midas and Fredericksons etc.

14th August 2013. Bryan Carter Solicitors issued a summons.
15th...

i have 5 payday loans which have got out of control, i will list them all seperately. yesterday i reported my bank card stolen and am now using a different unrelated account, the first of the loans has defaulted today, the others will by the end of the week.
thanks in advance for help given...

Where do you stand when you take out a credit card agreement which gives you a lifetime fixed rate to transfer balances, then maybe a couple of years later increases that rate by fourfold?

I know that terms & conditions can be changed at any time, but this would be a major change insofar...

Did try posting earlier about this but puter started playing up lol.

Anyway, what I would like to know because I am curious about this.

Is back in May 2007 we went through a Re-mortgage application directly in branch (Lloyds) via C&G.

Due to affordability...

Anyone know about how credit checks are down with Denplan?

Looking to register with a dentist
Knows that a lot of work is going to need done.........aiming towards using a Denplan? But they do a credit check [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1[/img]...

hi all im new to all this I got into debt after losing my job on health grounds a few years ago, I used all my savings making payments to cccs on a dmp, when the savings run out I decided I had to feed my family instead of paying my dmp so left it to pay token payments to all.

Sub-Prime Credit Products

Sub Prime does not mean that it is not as good, as say prime credit, it simply means that if your credit is far from perfect, you may be accepted by one of the companies below as their credit scoring model is designed to accommodate higher risk, whereas mainstream lenders'...