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  • JLC
    started a topic Interest free Credit card to pay off a loan

    Interest free Credit card to pay off a loan

    Hi

    IF my son was to get an interest free credit and ring up and pay off a loan (so he can save on the interest and reduce his monthly payment) would it be classed as a purchase or balance transfer and would a loan company accept a credit card as payment?

    he only took the loan...
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  • julian
    started a topic Hitachi Finance Interest Free Loan

    Hitachi Finance Interest Free Loan

    In December 2006 a friend purchased some goods in a shop advertising Interest Free purchase. When the goods were selected he asked about the Interest Free offer. The people did not really seem to know about it but asked around the shop.

    Eventually he was told that the offer was for 1...
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    Last edited by julian; 1 February 2015, 12:01. Reason: wrong date

  • Shadow2981
    started a topic Section 75 Question...

    Section 75 Question...

    Couldn't decide whether this should be posted in here, or under Credit Cards - apologies if I chose incorrectly.

    I am looking for some clarification re: Section 75 "protection"...

    Here is the situation:

    I purchased a mobile phone in April 2014 from Phones4U...
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  • Beefy1976
    started a topic Harveys Furniture Problem

    Harveys Furniture Problem

    Hi Everyone,

    At the end of October I took delivery of my new sofas from Harveys and there was an issue with the firmness of the seating on the 3 seater sofa. Basically the middle seat is higher, and considerably firmer than the 2 end seats.

    I emailed Harveys and they sent...
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  • Balance transfers when its not the account holder

    Evening,

    Not sure the title is the best; i was wondering if its permitted for someone other than the original account holder to transfer that balance to their credit card?
    i.e Peter has a balance on a 15% card and Paul offers to transfer it to his on his new 0%

    ...
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  • mike'y
    started a topic RBS unenforcibility query.

    RBS unenforcibility query.

    August 2006. I opened the account and did a balance transfer to RBS of £5.5k.

    I defaulted over a year ago and have received the usual letters from Green & Co, Moorcrofts, Midas and Fredericksons etc.

    14th August 2013. Bryan Carter Solicitors issued a summons.
    15th...
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    Last edited by mike'y; 24 November 2013, 15:12. Reason: To add more information.

  • marling
    started a topic Marling pdl diary

    Marling pdl diary

    i have 5 payday loans which have got out of control, i will list them all seperately. yesterday i reported my bank card stolen and am now using a different unrelated account, the first of the loans has defaulted today, the others will by the end of the week.
    thanks in advance for help given...
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  • alangee
    started a topic Agreement question

    Agreement question

    Where do you stand when you take out a credit card agreement which gives you a lifetime fixed rate to transfer balances, then maybe a couple of years later increases that rate by fourfold?

    I know that terms & conditions can be changed at any time, but this would be a major change insofar...
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  • di30
    started a topic Re-mortgage application forms query?

    Re-mortgage application forms query?

    Did try posting earlier about this but puter started playing up lol.

    Anyway, what I would like to know because I am curious about this.

    Is back in May 2007 we went through a Re-mortgage application directly in branch (Lloyds) via C&G.

    Due to affordability...
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  • 5corpio
    started a topic Denplan - Dentistry?

    Denplan - Dentistry?

    Anyone know about how credit checks are down with Denplan?

    Looking to register with a dentist
    Knows that a lot of work is going to need done.........aiming towards using a Denplan? But they do a credit check [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1[/img]...
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  • thetinman
    started a topic thetinman UE Diary

    thetinman UE Diary

    hi all im new to all this I got into debt after losing my job on health grounds a few years ago, I used all my savings making payments to cccs on a dmp, when the savings run out I decided I had to feed my family instead of paying my dmp so left it to pay token payments to all.
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    Last edited by Never-In-Doubt; 21 September 2015, 10:06. Reason: ...

  • Never-In-Doubt
    started a topic Sub-Prime Credit

    Sub-Prime Credit

    Sub-Prime Credit Products

    Sub Prime does not mean that it is not as good, as say prime credit, it simply means that if your credit is far from perfect, you may be accepted by one of the companies below as their credit scoring model is designed to accommodate higher risk, whereas mainstream lenders'...
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