Tweet
Hi. I applied for a Vanquis Credit Card card by post. I got one of those pre-approved type mail shots and thought what the heck, emergency access to £150 would be quite nice.
They then wanted to finalise the application by 'PHONE. I got a letter stating they needed some additional info.
I can't be arsed to speak to creditors by 'phone, personally, so I forgot about the application and mentally wrote it off.
But then the CALLS STARTED.
Vanquis started calling my home during the day but then the evening calls started. It was either a machine or a human caller, it varied. I got calls at 8.55PM on Fridays, at 9AM Saturdays and at lunch time on SUNDAYS.
I asked the Vanquis operators I spoke to stop the calls and they said they would. I wouldn't go through security though, so the calls kept coming, at more intrusive hours on weekends. I contacted Vanquis by email using their website and quoting my application number. In the meantime my credit files have been plastered with their searches.
Yesterday I got a call at dinner time Sunday and agreed to go through security. The conversation went something like:
Blod: I don't want your credit card
Vanquis: The card would be useful to have
Blod: No thanks
Vanquis: Ok, can you give us a reason why you don't want it
Blod: Yes, harrassment.
Vanquis: I can't put bthat down as the reason
Blod: Yes, you can. I don't want your card because you call me on Friday evenings at 9PM, on Saturday mornings when I'm still in bed and on Sunday lunchtimes. I have asked you on the phone and by email to desist calling me and yet you persevere. I DON'T WANT YOUR CARD BECAUSE YOU ARE HARRASSING ME. I regret ever applying for it.
Vanquis: Right, so you don't want the card?
Blod: Sweet J, no I don't want your card.
Vanquis: Ok, we'll withdraw your application.
Blod: Thank you. I want nothing to do with you just go away.
So, today I get an email from these jerks that says:
"Dear Blodwin
"We're sorry to inform you that your application for a credit card has been DECLINED. We will be in touch shortly explaining how we have reached this decision. However we'd like to invite you to apply for a Cashmax Advance loan."
I mean WTF? Seriiously?! ROFLOL!!!!!!!
Can I should I complain about this?
They then wanted to finalise the application by 'PHONE. I got a letter stating they needed some additional info.
I can't be arsed to speak to creditors by 'phone, personally, so I forgot about the application and mentally wrote it off.
But then the CALLS STARTED.
Vanquis started calling my home during the day but then the evening calls started. It was either a machine or a human caller, it varied. I got calls at 8.55PM on Fridays, at 9AM Saturdays and at lunch time on SUNDAYS.
I asked the Vanquis operators I spoke to stop the calls and they said they would. I wouldn't go through security though, so the calls kept coming, at more intrusive hours on weekends. I contacted Vanquis by email using their website and quoting my application number. In the meantime my credit files have been plastered with their searches.
Yesterday I got a call at dinner time Sunday and agreed to go through security. The conversation went something like:
Blod: I don't want your credit card
Vanquis: The card would be useful to have
Blod: No thanks
Vanquis: Ok, can you give us a reason why you don't want it
Blod: Yes, harrassment.
Vanquis: I can't put bthat down as the reason
Blod: Yes, you can. I don't want your card because you call me on Friday evenings at 9PM, on Saturday mornings when I'm still in bed and on Sunday lunchtimes. I have asked you on the phone and by email to desist calling me and yet you persevere. I DON'T WANT YOUR CARD BECAUSE YOU ARE HARRASSING ME. I regret ever applying for it.
Vanquis: Right, so you don't want the card?
Blod: Sweet J, no I don't want your card.
Vanquis: Ok, we'll withdraw your application.
Blod: Thank you. I want nothing to do with you just go away.
So, today I get an email from these jerks that says:
"Dear Blodwin
"We're sorry to inform you that your application for a credit card has been DECLINED. We will be in touch shortly explaining how we have reached this decision. However we'd like to invite you to apply for a Cashmax Advance loan."
I mean WTF? Seriiously?! ROFLOL!!!!!!!
Can I should I complain about this?
Comment