bobogosing's UE diary

[vint1954]

Re: bobogosing's UE diary

Well you are certainly on the way now. As all have said, you need to learn not to worry so much and deal with letters as they arrive.

Who knows, you may get to enjoy it

[Pixie]

Re: bobogosing's UE diary

Well you are certainly on the way now. As all have said, you need to learn not to worry so much and deal with letters as they arrive.

Who knows, you may get to enjoy it

You're right vint...there can be a certain perverse enjoyment in dealing with the letters...particularly laughing at dca's pathetic attempts to scare you by using BIG RED CAPITALS

[vint1954]

Re: bobogosing's UE diary

You're right vint...there can be a certain perverse enjoyment in dealing with the letters...particularly laughing at dca's pathetic attempts to scare you by using BIG RED CAPITALS

Indeed Pixie, it can take a while but it does make you look forward to the Post

[bobogosing]

Re: bobogosing's UE diary

Received reply from Fenton Cooper dated 10/5/13 for requesting CCA.

EGG LOAN (mrs bobo's)

Type of account: EGG Loan
Date commenced: 09/03
Approx balance: £19,541.94
Date last paid: September 2010
Are you on arrangement or not paying: Was on DMP with CCCS and now. not paying
Status: Default and in arrears
Account owner: Egg Banking PLC

http://forums.all-about-debt.co.uk/s...&postcount=229

8/5/13 Resend CCA request as been ignoring letters
22/5/13 Received letter from Arrow

Hello All!

Received letter from Arrow Global dated 15th May.

As I have sent CCA request to Rockwell on 8/5/13 as Niddy advised.
Still no sign of CCA but this letter came instead.

In the letter, where it says "Next steps", they say I have a repayment plan in place.........I am baffled, what repayment plan??? Not been paying anything!!

Please advise what do I do next??

Thank you in advance.

bobo x

[Never-In-Doubt]

Re: bobogosing's UE diary

EGG LOAN (mrs bobo's)

Type of account: EGG Loan
Date commenced: 09/03
Approx balance: £19,541.94
Date last paid: September 2010
Are you on arrangement or not paying: Was on DMP with CCCS and now. not paying
Status: Default and in arrears
Account owner: Egg Banking PLC

http://forums.all-about-debt.co.uk/s...&postcount=229

8/5/13 Resend CCA request as been ignoring letters
22/5/13 Received letter from Arrow

Hello All!

Received letter from Arrow Global dated 15th May.

As I have sent CCA request to Rockwell on 8/5/13 as Niddy advised.
Still no sign of CCA but this letter came instead.

In the letter, where it says "Next steps", they say I have a repayment plan in place.........I am baffled, what repayment plan??? Not been paying anything!!

Please advise what do I do next??

Thank you in advance.

bobo x

Ignore it. It's a notice of assignment only.

Keep us updated. Also get some folders and keep each account separate so that you have a full paper trail to refer back to and properly manage it this time.

You'll get there. As you're starting afresh it's best to start organising things better.

I file per account.

[Never-In-Doubt]

Re: bobogosing's UE diary

Your Amex credit card cca - no terms came so respond with this --> CCA Query - Missing Prescribed Terms - allaboutDEBT UK

[bobogosing]

Re: bobogosing's UE diary

Thanks Niddy! Yes, I have been keeping the letters that they sent.
All in their own file. Not messing it up this time

bobo x

[Never-In-Doubt]

Re: bobogosing's UE diary

Excellent. Well done

[bobogosing]

Re: bobogosing's UE diary

Your Amex credit card cca - no terms came so respond with this --> CCA Query - Missing Prescribed Terms - allaboutDEBT UK

UPDATE

American Express (Mrs bobo)

• Type of account: American Express
• Date commenced: 09/99
• Approx balance: £3793.42
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: American Express

8/5/13 Request CCA again for ignoring creditor
22/5/13 Received CCA from American Express. Niddy advised to send >> CCA Query - Missing Prescribed Terms - allaboutDEBT UK
3/6/13 sent missing prescribed terms template to American Express

[bobogosing]

Re: bobogosing's UE diary

UPDATE

American Express (Mrs bobo)

• Type of account: American Express
• Date commenced: 09/99
• Approx balance: £3793.42
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: American Express

8/5/13 Request CCA again for ignoring creditor
22/5/13 Received CCA from American Express. Niddy advised to send >> CCA Query - Missing Prescribed Terms - allaboutDEBT UK
3/6/13 sent missing prescribed terms template to American Express
13/6/13 received statement from American Express

UPDATE

Today received statement from American Express. They have put the £1 postal order into the account which they have closed and showing I am in credit by £1?????

I sent the missing prescribed terms template on 3/6/13, no reply yet.

[Never-In-Doubt]

Re: bobogosing's UE diary

UPDATE

Today received statement from American Express. They have put the £1 postal order into the account which they have closed and showing I am in credit by £1?????

I sent the missing prescribed terms template on 3/6/13, no reply yet.

They've sold it absolute then

Wait and see what they say. Send no more letters yet...

[bobogosing]

Re: bobogosing's UE diary

UPDATE

SAINSBURY (mr bobo's)

Started : 11/03
Type of account: credit card
Balance : 8000
date last paid (full amount):07/07/10
Date last paid (On arrangement with Sainsbury):15/09/10
Status: In arrears
send CCA and Niddy confirmed :UE

http://forums.all-about-debt.co.uk/s...&postcount=310

8/5/13 Request CCA again as been ignoring letters
received letter from arrow global dated 22/5/13

Hi!

Received reply from Arrow, they have returned the £1 CCA payment which Niddy advised to request again as I have been ignoring their letters . But I would like to point out, back in late 2010, the CCA Sainsbury sent was UE, Niddy confirmed it.

Please advise what do I do next?

Thank you in advance,

bobo x

[Never-In-Doubt]

Re: bobogosing's UE diary

I'll sort u a reply in morning

[bobogosing]

Re: bobogosing's UE diary

EGG LOAN (mrs bobo's)

Type of account: EGG Loan
Date commenced: 09/03
Approx balance: £19,541.94
Date last paid: September 2010
Are you on arrangement or not paying: Was on DMP with CCCS and now. not paying
Status: Default and in arrears
Account owner: Egg Banking PLC

http://forums.all-about-debt.co.uk/s...&postcount=229

8/5/13 Resend CCA request as been ignoring letters
22/5/13 Received letter from Arrow

Hello All!

Received letter from Arrow Global dated 15th May.

As I have sent CCA request to Rockwell on 8/5/13 as Niddy advised.
Still no sign of CCA but this letter came instead.

In the letter, where it says "Next steps", they say I have a repayment plan in place.........I am baffled, what repayment plan??? Not been paying anything!!

Please advise what do I do next??

Thank you in advance.

bobo x

EGG LOAN (mrs bobo's)

Type of account: EGG Loan
Date commenced: 09/03
Approx balance: £19,541.94
Date last paid: September 2010
Are you on arrangement or not paying: Was on DMP with CCCS and now. not paying
Status: Default and in arrears
Account owner: Egg Banking PLC

http://forums.all-about-debt.co.uk/s...&postcount=229

8/5/13 Resend CCA request as been ignoring letters
22/5/13 Received letter from Arrow
28/5/13 received "address inquiry" letter

Hi!

Received letter from Arrow Global. They managed to sent "Notice of Assignment" letter to the same address(see post #499) and yet when I request for my CCA again, they are asking about my address??

Shall I ignore??

bobo xx

[Never-In-Doubt]

Re: bobogosing's UE diary

I'll sort you a reply tomorrow. As above