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  • Re: bobogosing's UE diary

    Thank you Pixie! I will send a one liner saying I am still waiting a response to my previous letter.
    Last edited by bobogosing; 25 September 2013, 23:01. Reason: typo
    Be kind, for everyone you meet is fighting a hard battle!

    Comment


    • Re: bobogosing's UE diary

      Barclaycard 1 (Mrs bobo's)

      Type of account: Barclaycard
      Date commenced: Before 2004
      Approx balance: £3190
      Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
      Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
      Status: Default and in arrears
      Account owner: Barclaycard

      http://forums.all-about-debt.co.uk/s...&postcount=314

      8/5/13 Requested CCA again for ignoring creditors letters
      received letter from MKDP dated 20/5/13 (#513). Advised to ignore


      Hi!

      Received same letter to both my Barclaycard.
      The letter says: " Further to your recent communication, please find enclosed documents you have requested. Reconstituted credit agreement and statements of account enclosed. We request you contact 0330 300 1004 to discuss means of repayment. Our office opening hours are ........"

      Do I ignore or send terms & conditions template please?

      Many thanks,

      bobo x

      Be kind, for everyone you meet is fighting a hard battle!

      Comment


      • Re: bobogosing's UE diary

        Originally posted by bobogosing View Post
        Barclaycard 1 (Mrs bobo's)

        Type of account: Barclaycard
        Date commenced: Before 2004
        Approx balance: £3190
        Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
        Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
        Status: Default and in arrears
        Account owner: Barclaycard

        http://forums.all-about-debt.co.uk/s...&postcount=314

        8/5/13 Requested CCA again for ignoring creditors letters
        received letter from MKDP dated 20/5/13 (#513). Advised to ignore


        Hi!

        Received same letter to both my Barclaycard.
        The letter says: " Further to your recent communication, please find enclosed documents you have requested. Reconstituted credit agreement and statements of account enclosed. We request you contact 0330 300 1004 to discuss means of repayment. Our office opening hours are ........"

        Do I ignore or send terms & conditions template please?

        Many thanks,

        bobo x

        Yes that's the one I would send---> CCA Query - Missing Prescribed Terms
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment


        • Re: bobogosing's UE diary

          Thank you Deepie!
          Be kind, for everyone you meet is fighting a hard battle!

          Comment


          • Re: bobogosing's UE diary

            Barclaycard 1 (Mrs bobo's)

            Type of account: Barclaycard
            Date commenced: Before 2004
            Approx balance: £3190
            Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
            Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
            Status: Default and in arrears
            Account owner: Barclaycard

            http://forums.all-about-debt.co.uk/s...&postcount=314

            8/5/13 Requested CCA again for ignoring creditors letters
            received letter from MKDP dated 20/5/13, advised to file away

            Barclaycard 2 (Mrs bobo's)
            • Type of account: Barclaycard
            • Date commenced: Before 2004
            • Approx balance: £1128
            • Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
            • Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
            • Status: Default and in arrears
            • Account owner: Barclaycard

            http://forums.all-about-debt.co.uk/s...&postcount=251

            8/5/13 Requested CCA again for ignoring creditor's letters
            received letter from MKDP dated 20/5/13,advised to file away





            HI All,

            Received letter from MKDP, they have put both my accounts on the same letter.

            Please advise which template shall I use to response. Thank you in advance.

            bobo x
            Attached Files
            Be kind, for everyone you meet is fighting a hard battle!

            Comment


            • Re: bobogosing's UE diary

              I would send Final Response - UE (CCA Received)
              Let your smile change the world but don't let the world change your smile


              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

              Comment


              • Re: bobogosing's UE diary

                Originally posted by Pixie View Post
                Thank you Pixie! xx
                Be kind, for everyone you meet is fighting a hard battle!

                Comment


                • Re: bobogosing's UE diary

                  Good idea. Don't let them get to you.
                  I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                  If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                  Comment


                  • Re: bobogosing's UE diary

                    Originally posted by Never-In-Doubt View Post
                    Good idea. Don't let them get to you.
                    Thanks Niddy! xx
                    Be kind, for everyone you meet is fighting a hard battle!

                    Comment


                    • Re: bobogosing's UE diary

                      Originally posted by bobogosing View Post
                      Barclaycard 1 (Mrs bobo's)

                      Type of account: Barclaycard
                      Date commenced: Before 2004
                      Approx balance: £3190
                      Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
                      Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
                      Status: Default and in arrears
                      Account owner: Barclaycard

                      http://forums.all-about-debt.co.uk/s...&postcount=314

                      8/5/13 Requested CCA again for ignoring creditors letters
                      received letter from MKDP dated 20/5/13, advised to file away

                      Barclaycard 2 (Mrs bobo's)
                      • Type of account: Barclaycard
                      • Date commenced: Before 2004
                      • Approx balance: £1128
                      • Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
                      • Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
                      • Status: Default and in arrears
                      • Account owner: Barclaycard

                      http://forums.all-about-debt.co.uk/s...&postcount=251

                      8/5/13 Requested CCA again for ignoring creditor's letters
                      received letter from MKDP dated 20/5/13,advised to file away





                      HI All,

                      Received letter from MKDP, they have put both my accounts on the same letter.

                      Please advise which template shall I use to response. Thank you in advance.

                      bobo x
                      Hi!

                      Received letter from Keynes regarding one of my Barclay's account and its dated 29th October 2013.
                      Please see attached.

                      On 1/11/13 I received letter from MKDP dated 28th October 2013 (#560) about the same Barclays account and I was advised to send "Final Response - UE (CCA Received) ", I sent it today via 1st class RD.

                      Keynes letter is "Notice of Intended Legal Action", saying I have failed to previous correspondence......., they don't give me much time to reply to MKDP, do they??

                      Please advise which template to use for Keynes.

                      Many thanks,

                      bobo xx
                      Attached Files
                      Be kind, for everyone you meet is fighting a hard battle!

                      Comment


                      • Re: bobogosing's UE diary

                        Morning All,

                        Regarding post #565........do I just file the letter away please?

                        "Notice of Intended Legal Action"......do I need to worry or its just a threat??

                        Many thanks for any advise.

                        bobo xx
                        Be kind, for everyone you meet is fighting a hard battle!

                        Comment


                        • Re: bobogosing's UE diary

                          Originally posted by bobogosing View Post
                          Hi!

                          Received letter from Keynes regarding one of my Barclay's account and its dated 29th October 2013.
                          Please see attached.

                          On 1/11/13 I received letter from MKDP dated 28th October 2013 (#560) about the same Barclays account and I was advised to send "Final Response - UE (CCA Received) ", I sent it today via 1st class RD.

                          Keynes letter is "Notice of Intended Legal Action", saying I have failed to previous correspondence......., they don't give me much time to reply to MKDP, do they??

                          Please advise which template to use for Keynes.

                          Many thanks,

                          bobo xx
                          Hi, you've quoted in your post above two accounts, which are you referring to?

                          Are you saying that the DCA wrote and then passed it to the legal people before you had time to respond?

                          I would, if I were you, send a copy of what you sent the DCA to Keynes with a wee cover note saying 'please see attached a copy of what was sent to MKDP'.....

                          Good Luck
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment


                          • Re: bobogosing's UE diary

                            Originally posted by Never-In-Doubt View Post
                            Hi, you've quoted in your post above two accounts, which are you referring to?

                            Are you saying that the DCA wrote and then passed it to the legal people before you had time to respond?

                            I would, if I were you, send a copy of what you sent the DCA to Keynes with a wee cover note saying 'please see attached a copy of what was sent to MKDP'.....

                            Good Luck
                            Hi Niddy,

                            Yes, Keynes sent the "Notice of Intended Legal Action" on 29/10/13 and MKDP sent their letter on 28/10/13.

                            I will send a copy of Final Response - UE (CCA Received to Keynes with a cover note that I have responded MKDP to as you advised.

                            Regarding which account Keynes chasing, they are both Barclays and its chasing the account with the largest balance (Barclaycard 1).


                            Many thanks again!

                            bobo xx
                            Last edited by bobogosing; 5 November 2013, 11:02. Reason: typo
                            Be kind, for everyone you meet is fighting a hard battle!

                            Comment


                            • Re: bobogosing's UE diary

                              Ok that's fine. Do that, send Keynes a copy of what you sent the dca.
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                              Comment


                              • Re: bobogosing's UE diary

                                Hello All!

                                Pop in to say Happy 2014!!

                                Also to let you all know I have heard nothing from any of my chasers........no news is good news!!

                                Just hope I have not open my mouth too soon

                                bobo xx
                                Be kind, for everyone you meet is fighting a hard battle!

                                Comment

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