Helmsman UE Diary

[garlok]

Re: Helmsman UE Diary

Good news helmsman. Its likely with Robbin dogs that it will end up with Horwich Farrelly their tame lap dog solicitors. If you stand up to them, one more letter from Robbin Dogs and it goes back to the OC.

You will not be classed as vulnerable enough to pressure into submission.

regards
Garlok

[CleverClogs (RIP)]

Re: Helmsman UE Diary

You will not be classed as vulnerable enough to pressure into submission.

Isn't he pregnant?

[garlok]

Re: Helmsman UE Diary



Garlok

[helmsman]

Re: Helmsman UE Diary

citi 1 cc
pre 2006
£3500
pre 2007
arrangement
default
DCA
CCA REQUESTED 11/10/2010
letter from cabot returning postal order £1 but have requested cca from citi approx 12 days.
letter cant find CCA yet but we should keep paying (certainly we will er no we wont) ;Spank
15/3/11 received from cabot a recon of cca? well 100 pages of statements t/cs nothing with any signature on.
letter to cabot 7/4/11 cca query missing prescribed terms.
letter 14/4/11 not accepting dispute from cabot. letter sent to niddy. niddy says ignore.
letter cabot 14/6/11 start paying or acc will progress to next stage of our cllection process. niddy says ignore
Letter to Cabot 23/9/11 Acc sold whilst in dispute.
Letter from Cabot contact them 3/10/11 or will move to next stage. (GO ON THEN TO NEXT STAGE).
letter 30/11/11 limited offer 30% discount or pay over 5 years emm let me think,ERR no cca cant enforce thru courts untill they find what they do not have. NO THANK YOU.

Letter Cabot 30% discount or pay over 5 years, let me think??? Ignore I can hear people say.

[Never-In-Doubt]

Re: Helmsman UE Diary

Letter Cabot 30% discount or pay over 5 years, let me think??? Ignore I can hear people say.

I'd see what they send next, so yea no need to reply to this.....

[helmsman]

Re: Helmsman UE Diary

1/3/2005Monument CC
pre 2007
arrangement
defaulted
Monument
CCA REQUESTED 04/10/2010
cca received 14/10/2010 NIDDY SAYS U.E. :UE
CCA QUERY LETTER SENT 18/10/2010 R.D.
final response received 22/10/2010 1 Niddy says IGNORE
FINAL NOTICE PENDING TERMINATION OF AGREEMENT DEFAULT NOTICE COURT ACTION ECT.24/12/2010
we have contact 20/5/11 pay or we will get a dca on the case.
letter 14/6/11 circuit financial solutions contact immediately follow instuctions may offer repayment plan or settlement.
letter 24/6/11 CFS dca may take to court ect ect.
threat of litigation sent to CFS rd 27/6/11
Letter CFS 19/7/11 same as 24/6/11
threat of litigation sent again 20/7/11
Letter dated 3/8/11 C.A.R.S. new DCA on the case ACC sold whilst in dispute on its way 11/8/11.
Letter C A R S send £1 for a cca? have already had that IDIOTS Will ignore await next letter. 17/8/11
Letter 12/10/11 from Clarity new DCA on the case pay them 25% discount or monthly payments? no chance acc sold whilst in dispute on its way. 17/10/11

Hi Niddy I2D,
Monument have sent me a xmas present new set of Documents. The rapid reply card is the same Copy as before, also terms and conditions over 8 pages but the new ones do have the charges that would have been at the time. Their letter states,
1 a copy of front of your reply card on the reverse of which financial and related particulars of your credit card agreement were included.
2 a copy of the credit card terms & conditions that were provided to you at the time of marketing solicitation and when your credit card was issued.
3 an up to date copy of your credit card T&C which reflect the original credit card agreement as amended by subsequent notices of variations.
following land mark case carey ect a recon which inludes name and address of borrower may be provided accordingly we consider agreement fully enforceable.
what reply if any do you think appropiate.
thanks as always
Merry Xmas To Everyone
PS no 47 0n my diary relates to niddys response on seeing the original docs sent by monument

[Deepie]

Re: Helmsman UE Diary

Hi Niddy I2D,
Monument have sent me a xmas present new set of Documents. The rapid reply card is the same Copy as before, also terms and conditions over 8 pages but the new ones do have the charges that would have been at the time. Their letter states,
1 a copy of front of your reply card on the reverse of which financial and related particulars of your credit card agreement were included.
2 a copy of the credit card terms & conditions that were provided to you at the time of marketing solicitation and when your credit card was issued.
3 an up to date copy of your credit card T&C which reflect the original credit card agreement as amended by subsequent notices of variations.
following land mark case carey ect a recon which inludes name and address of borrower may be provided accordingly we consider agreement fully enforceable.
what reply if any do you think appropiate.
thanks as always
Merry Xmas To Everyone
PS no 47 0n my diary relates to niddys response on seeing the original docs sent by monument

Send them the same letter you sent them before on post 47....

[helmsman]

Re: Helmsman UE Diary

Send them the same letter you sent them before on post 47....

Thanks I2D
Application form received will be off to them Monday thanks again.

[helmsman]

Re: Helmsman UE Diary

Abbey MBNA
PRE 1996
£4000
PRE 2007
ARRANGEMENT
DEFAULT
MBNA
CCA REQUESTED 11/10/2010
letter received 27/10/2010 notice of arrears still no cca as yet.
letter from mbna saying looking into complaint er (have not complained only asked for CCA they received on 13/10/10) no CCA as yet. 1
11/12/2010 default notice received correct by 30/12/2010 or else still no cca as yet.
LETTER MBNA SAYING THEY DONT CONSIDER ACC IN DISPUTE REF TO MCGUFFVRBS MAY SELL ACC TO THIRD PARTY THEY WILL RESPOND TO CCA REQUEST SHORTLY. 24/12/10 REC 05/01/11 WILL IGNORE
LETTER MBNA CANNOT FIND CCA WILL NOT ENFORCE THROUGH COURTS BUT KEEP PAYING. NO I WONT
LETTER 6/1/11 CAPQUEST ASKING FOR PAYMENT letter sent to them YOU HAVE NO CCA
Letter 6/2/11 capquest returning acc to mbna.
Letter 24/3/11 AIC new dca offering 50% reduction if I pay by 31/3/11 (NO CHANCE)
Letter mbna and Fredricksons start paying 11/7/11 will send you have no cca to freds 12/7/11.
Letter freds acc on hold whilst the contact clients 29/7/11.
Letter Freds 16/11/2011 acc on hold 28 days for me to contact mbna to request docs obviously not read you have no cca confirmed by mbna so will ignore these tossers.
Letter FRED Tossers 19/11/11 you have not answered our letter to clear these arrears immediately to prevent further action ring us now NO I WONT they never listen anyway they have no CCA. Will Ignore

Fredrickson tossers again not reading my responses will ignore.

[Pixie]

Re: Helmsman UE Diary

Fredrickson tossers again not reading my responses will ignore.

I think being unable to read must be in the person specification for being a dca

[helmsman]

Re: Helmsman UE Diary

Lloyds TSB CC
pre 2006
£1200
pre 2007
arrangement
defaulted
Lloyds TSB
CCA REQUESTED 04/10/2010
lloyds agreement t/cs supplied 15/10/2010 NIDDY SAYS U.E. :UE
ACCOUNT QUERY LETTER SENT 18/10/2010 R.D.
letter from lloyds looking into acc query will respond within 28 days. 26/10/10
LETTER FROM LLOYDS FINAL RESPONSE SENT TO NIDDY. ignore. 27/10/2010 ;Spank
LETTER FROM LLOYDS DEFAULT NOTICE PAY BEFORE 30/11/2010 WILL REFER TO SOLICITORS IF DO NOT CORRECT BREACH ;EEK
LETTER 16/12/2010 SCM SOLICITORS THREATEN COURT PROCEEDINGS.
THREAT OF LITIGATION TO BE SENT 17/12/2010 AS PER NIDDYS RESPONSE
LETTER FROM SCM 24/1/11 PAY OR ELSE
Letter from moorcroft now on the case Intended Litigation on 1/4/2011 but is all may do this or that call today to discuss payments. NO
Letter to moorcroft 7/4/11 threat o gram letter befor action
letter moorcroft 14/4/11 reffering acc back to lloyds as unaware it is disputed all letters they send are in good faith.
letter 21/5/11 receiving wrong info from internet acc is enforceable keep paying fully complied with s78 no obligation to supply copy of signed agreement however they supplied one with s78 documents.
letter from moorcroft 7/6/11 account on hold whilst they contact their clients.
letter from moorcroft 1/7/11 acc still on hold whilst client continues to investigate. (NO RUSH)
Letter Rob Way new dca 10/8/11 formal demand for payment usual threats acc sold whilst in dispute on its way.
Letter rob way 20/8/11 acc on hold 7 days while they request docs from Lloyds.
Letter today Moorcroft closing acc on system will not hear from them again? Rob Way already here.27/8/11
Letter rob way lloyds appl form + t/cs start paying. 23/9/11
Letter sent Rob Way missing prescribed terms 23/9/11
Letter rob way 3/10/11 received 3/10/11 ( must have their own postal service) will not enter repetative arguments please forward payment proposals acc is enforceable (they say) Niddy says UE (I know who I believe) so will ignore till next threat.
24/10/11 letter rob way want repayment or futher action may be taken will IGNORE and await next letter.
4/11/11 rob way immediate action required your acc will not be closed settle acc now and clear this up, may affect credit rating (OH NO). Will Ignore.
Letter Sent to Rob Way Threat of Litigation in response to their threat. 21/11/2011
Letter Rob Way acc on hold whilst they request docs 28/11/11

Letter 21/12/11 Credit Security Limited new dca, have been instructed to recover outstanding debt,pay within 7 days or phone to discuss, shall I ignore and await next letter, or send a response.

[Deepie]

Re: Helmsman UE Diary

Letter 21/12/11 Credit Security Limited new dca, have been instructed to recover outstanding debt,pay within 7 days or phone to discuss, shall I ignore and await next letter, or send a response.

Ignore ...untill they write again.....

[helmsman]

Re: Helmsman UE Diary

Ignore ...untill they write again.....

Thanks I2D have only just finished adding to my diary,
All the best.

[Never-In-Doubt]

Re: Helmsman UE Diary

Well done on progress to date - keep us updated with developments

[helmsman]

Re: Helmsman UE Diary

Lloyds TSB CC
pre 2006
£1200
pre 2007
arrangement
defaulted
Lloyds TSB
CCA REQUESTED 04/10/2010
lloyds agreement t/cs supplied 15/10/2010 NIDDY SAYS U.E. :UE
ACCOUNT QUERY LETTER SENT 18/10/2010 R.D.
letter from lloyds looking into acc query will respond within 28 days. 26/10/10
LETTER FROM LLOYDS FINAL RESPONSE SENT TO NIDDY. ignore. 27/10/2010 ;Spank
LETTER FROM LLOYDS DEFAULT NOTICE PAY BEFORE 30/11/2010 WILL REFER TO SOLICITORS IF DO NOT CORRECT BREACH ;EEK
LETTER 16/12/2010 SCM SOLICITORS THREATEN COURT PROCEEDINGS.
THREAT OF LITIGATION TO BE SENT 17/12/2010 AS PER NIDDYS RESPONSE
LETTER FROM SCM 24/1/11 PAY OR ELSE
Letter from moorcroft now on the case Intended Litigation on 1/4/2011 but is all may do this or that call today to discuss payments. NO
Letter to moorcroft 7/4/11 threat o gram letter befor action
letter moorcroft 14/4/11 reffering acc back to lloyds as unaware it is disputed all letters they send are in good faith.
letter 21/5/11 receiving wrong info from internet acc is enforceable keep paying fully complied with s78 no obligation to supply copy of signed agreement however they supplied one with s78 documents.
letter from moorcroft 7/6/11 account on hold whilst they contact their clients.
letter from moorcroft 1/7/11 acc still on hold whilst client continues to investigate. (NO RUSH)
Letter Rob Way new dca 10/8/11 formal demand for payment usual threats acc sold whilst in dispute on its way.
Letter rob way 20/8/11 acc on hold 7 days while they request docs from Lloyds.
Letter today Moorcroft closing acc on system will not hear from them again? Rob Way already here.27/8/11
Letter rob way lloyds appl form + t/cs start paying. 23/9/11
Letter sent Rob Way missing prescribed terms 23/9/11
Letter rob way 3/10/11 received 3/10/11 ( must have their own postal service) will not enter repetative arguments please forward payment proposals acc is enforceable (they say) Niddy says UE (I know who I believe) so will ignore till next threat.
24/10/11 letter rob way want repayment or futher action may be taken will IGNORE and await next letter.
4/11/11 rob way immediate action required your acc will not be closed settle acc now and clear this up, may affect credit rating (OH NO). Will Ignore.
Letter Sent to Rob Way Threat of Litigation in response to their threat. 21/11/2011
Letter Rob Way acc on hold whilst they request docs 28/11/11
Letter 21/12/11 Credit Securities Limited instructed to recover debt pay in 7 days or phone them.Will Ignore.

Hi Niddy I2Deep.
Letter 6/1/12 Credit Securities LTD cannot trace receipt of your reply to their recent letter, we DEMAND PAYMENT IMMEDIATELY failure to comply could result in DEBT COLLECTOR calling or account being referred for LEGAL ACTION.
Well this is a nice letter I think I will need to reply with a letter you may suggest.
Many Thanks.